Real Estate Investing in Ratliff City, Oklahoma (73481)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 73481 (Ratliff City, OK)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.8% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ratliff City, OK (73481)?
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Market Analysis: 73481 Ratliff City
This part of Carter County is not an easy win. The 73481 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The 73481 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
From an investor standpoint, 73481 offers a low basis, the region around Ratliff City has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Demographically, 73481 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 73481 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Ratliff City:
Market Trends
Home Value History (with trend line)
📊 How Does 73481 Compare?
| Metric | 73481 | Ratliff City | Ardmore, OK | Oklahoma |
|---|---|---|---|---|
| Home Value | $154,610 | $154,610 | N/A | $214,563 |
| 5-Year CAGR | 7.9% | 7.9% | N/A | 6.9% |
| Avg Rent | $846 | $846 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 73481 (Ratliff City, OK). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $154,610 |
| Monthly Rent | $846 |
| Price-to-Rent | 15.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.6% |
| Cap Rate | 4.3% |
| 5-Year IRR | 12.2% |
📈 Home Appreciation
| 1-Year | +7.6% ▲ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | +7.9% ▲ |
| 10-Year CAGR | +8.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 73481
Population: 924
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What kind of market is Ratliff City, OK for investors?
Investors tracking Ratliff City, OK will find a 3.0/5 rating supported by $155K median home values and $846/mo rents. That profile suits long-term holders targeting stable returns.
How much does a house cost in Ratliff City, OK?
Homes in Ratliff City, OK typically sell near $155K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.
Do rentals sit vacant long in Ratliff City, OK?
Expect elevated vacancy in Ratliff City, OK. Rents at $846/mo are absorbed by the tenant base without meaningful lag.
How landlord-friendly is Ratliff City, OK?
Landlord-friendliness in Ratliff City, OK is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What are rental rates like in Ratliff City, OK?
Rental rates in Ratliff City, OK average $846/mo. Tenant demand and $155K home values make the yield look reasonable by investor standards.
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How 73481 ranks in Ardmore, OK
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