Real Estate Investing in Dennard, Arkansas (72645)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Searcy County • Population: 1,329 • Data updated: September 2026

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Should you buy in 72645 (Dennard, AR)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
4 flags
  • High vacancy: 40.5% of homes vacant — above national norms.
  • Elevated poverty: 20.3% poverty rate — can affect rent collection.
  • Higher unemployment: 9.5% unemployment — tenant risk signal.
  • Lower household income: $34,783 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dennard, AR (72645)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $174,998
Avg Monthly Rent $792
1% Rule ✗ Does Not Meet
Median Income $34,783
% Renters 31.4%

Market Analysis: 72645 Dennard

ZIP 72645 in Dennard, AR carries a impressive set of headwinds. Home values near $175K and rents of $792/mo sit inside a market where underwriting has to be tight.

Rent of $792/mo on a $175K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 72645 sits below the stated 0.0% once reality is priced in.

In the broader AR picture, 72645 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 72645 ZIP's population of 1,329 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

Experienced landlords with local relationships tend to find 72645 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dennard:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+14.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $792/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$197K$170K$143K$116K$89K$62KJul 2006Jul 2016Jul 2026

📊 How Does 72645 Compare?

Metric 72645 Dennard Arkansas
Home Value $174,998 $87,499 $216,341
5-Year CAGR 4.9% 4.9% 5.7%
Avg Rent $792 $792 -
Cap Rate 3.5% 3.5% -
💡 Why Invest in 72645? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 72645 (Dennard, AR). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $174,998
Monthly Rent $792
Price-to-Rent 18.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +14.7% ▲
3-Year CAGR +3.1% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
40.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 72645

Population: 1,329

💰 Median Household Income
$34,783
This area
$34,783
State
$52,981
USA
$74,580
🏠 Renter Occupied
31.4%
This area
31.4%
State
24.2%
USA
34.0%
💼 Unemployment Rate
9.5%
This area
9.5%
State
-21.7%
USA
3.7%
🎓 College Educated
7.9%
This area
7.9%
State
-9.2%
USA
33.7%
👤 Median Age
45.5 years
This area
45.5 years
State
3.7 years
USA
38.9 years
🏚️ Vacancy Rate
40.5%
This area
40.5%
State
22.6%
USA
10.5%
👥 Population by Ethnicity
White 88.3%
Other/Mixed 11.5%
Hispanic/Latino 2.8%
Asian 0.2%
👶 Under 18
20.6%
This area
20.6%
USA
22.0%
👴 65 and Over
21.7%
This area
21.7%
USA
17.3%
📊 Poverty Rate
20.3%
This area
20.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 72645

B Avg School Grade
2 Schools
12.4:1 Avg Class Size
$15,622 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

LESLIE INTERMEDIATE SCHOOL

📚 04 – 06 School
👥
169 Students
👨‍🏫
12.4:1 Class Size
💰
$15,622 Per Student
C+ Average

NORTH CENTRAL CAREER CENTER

📚 09 – 12 High School Limited Data
💰
$15,622 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What price range are homes in Dennard, AR?

The median home value in Dennard, AR is roughly $175K. That puts it reasonable relative to the AR statewide average.

Is Dennard, AR better for rentals, flips, or BRRRR?

For Dennard, AR, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How strong is Dennard, AR for real estate investors?

Dennard, AR rates 3.0/5 for investability. With median values at $175K and rents near $792/mo, the market offers reasonable fundamentals for rental investors.

Does a duplex house hack pencil in Dennard, AR?

For house hackers, Dennard, AR is a challenging. The $792/mo rent on a unit helps defray the mortgage on a $175K property.

How landlord-friendly is Dennard, AR?

Landlord-friendliness in Dennard, AR is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 72645 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 72645 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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