Real Estate Investing in Bay, Arkansas (72411)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Craighead County • Population: 3,072 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 72411 (Bay, AR)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.0% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bay, AR (72411)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $137,787
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $49,224
% Renters 47.4%

Market Analysis: 72411 Bay

From a cash-flow lens, ZIP 72411 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $138K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 72411 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 72411's metrics run below Craighead County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

On the rental side, 3,072 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bay:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+6.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Jonesboro, AR Metro Area
More inventory, negotiating room for buyers
74 days
Average time to sell
Slow
5.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jonesboro, AR metro data

Market Trends

Home Value History (with trend line)

$147K$131K$115K$98K$82K$65KJul 2006Jul 2016Jul 2026

📊 How Does 72411 Compare?

Metric 72411 Bay Jonesboro, AR Arkansas
Home Value $137,787 $137,787 N/A $216,341
5-Year CAGR 5.1% 5.1% N/A 5.7%
Avg Rent $1,017 $1,017 N/A -
Cap Rate 5.8% 5.8% - -
💡 Why Invest in 72411? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 47% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 72411 (Bay, AR). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 72411 (Bay, AR)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.8%
Fair
5yr Growth
+5.1%
Moderate

📉 Market Crash Risk Index

Based on Jonesboro, AR metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
61%
Days Pending
2/2
74 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $137,787
Monthly Rent $1,017
Price-to-Rent 11.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.9%
Cap Rate 5.8%
5-Year IRR 10.8%

📈 Home Appreciation

1-Year +6.5% ▲
3-Year CAGR +0.6% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 72411

Population: 3,072

💰 Median Household Income
$49,224
This area
$49,224
State
$52,981
USA
$74,580
🏠 Renter Occupied
47.4%
This area
47.4%
State
24.2%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-21.7%
USA
3.7%
🎓 College Educated
10.7%
This area
10.7%
State
-9.2%
USA
33.7%
👤 Median Age
31.6 years
This area
31.6 years
State
3.7 years
USA
38.9 years
🏚️ Vacancy Rate
9.0%
This area
9.0%
State
22.6%
USA
10.5%
👥 Population by Ethnicity
White 87.8%
Other/Mixed 10.5%
Hispanic/Latino 7.5%
Black/African American 1.7%
👶 Under 18
34.8%
This area
34.8%
USA
22.0%
👴 65 and Over
12.7%
This area
12.7%
USA
17.3%
📊 Poverty Rate
16.1%
This area
16.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 72411

B+ Avg School Grade
2 Schools
10.6:1 Avg Class Size
$13,304 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

BAY HIGH SCHOOL

📚 07 – 12 High School
👥
229 Students
👨‍🏫
7.2:1 Class Size
💰
$13,304 Per Student
B+ Above Average

BAY ELEMENTARY SCHOOL

📚 K – 06 School
👥
323 Students
👨‍🏫
13.9:1 Class Size
💰
$13,304 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,122 Off-Campus Students
D
Arthur's Beauty College
67 students · 7.7 mi
B
Arkansas State University
14,032 students · 8.9 mi

Investor Insight: With 1,122 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong is Bay, AR for real estate investors?

Investors tracking Bay, AR will find a 3.0/5 rating supported by $138K median home values and $1,017/mo rents. That profile suits long-term holders targeting measured returns.

Where do rents currently stand in Bay, AR?

Rent in Bay, AR is around $1,017/mo. The resulting rent-to-value relationship with $138K pricing is reasonable for most investor models.

What real estate strategy is ideal for Bay, AR?

The best-fit strategy in Bay, AR is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How do home values compare in Bay, AR?

The median home value in Bay, AR is roughly $138K. That puts it reasonable relative to the AR statewide average.

How viable is house hacking in Bay, AR?

Bay, AR is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $138K price point reasonable to enter.

You know 72411 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 72411 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 72411 ranks in Jonesboro, AR

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 72411 (Bay)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 72411 (Bay, AR).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.