Real Estate Investing in Stephens, Arkansas (71764)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ouachita County • Population: 1,405 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 71764 (Stephens, AR)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 46.1% of homes vacant — above national norms.
  • Declining values: -2.8% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stephens, AR (71764)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $72,192
Avg Monthly Rent $792
1% Rule ✓ Meets
Median Income $55,461
% Renters 14.4%

Market Analysis: 71764 Stephens

Within Ouachita County, the 71764 ZIP shows a lower entry point around $72K. From a cash-flow lens, operators who can improve stock here typically see outsized uplift.

Cap rate math of 0.0% understates the return here. Post-rehab, stabilized yields climb, and the 71764 ZIP's older housing stock gives operators the opportunity set to execute.

Regionally, 71764 sits on the affordable end of the Ouachita County map. On balance, the absolute numbers are modest, the spread between acquisition price and post-rehab value is wider than in turnkey ZIPs.

The worth a close look for angle on demographics here is renter willingness to pay a premium for renovated product. The 14% rental share provides scale for the strategy.

BRRRR is the most natural fit. Buy under $72K, rehab, refinance, and the capital recycles in a way turnkey markets cannot replicate.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stephens:

C Below Average
Buy Confidence Score: 53/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.3× the median income
Value Trend
Stable (+2.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $792/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Camden, AR Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
2.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Camden, AR metro data

Market Trends

Home Value History (with trend line)

$89K$82K$75K$68K$61K$53KJul 2006Jul 2016Jul 2026

📊 How Does 71764 Compare?

Metric 71764 Stephens Camden, AR Arkansas
Home Value $72,192 $72,192 N/A $216,341
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $792 $792 N/A -
Cap Rate 8.6% 8.6% - -
💡 Why Invest in 71764? Click to expand

This ZIP code meets the 1% rule with rent at $792/mo on homes averaging $72,192 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 71764 (Stephens, AR). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 71764 (Stephens, AR)?

~25 seconds · no account needed · your report is anonymous

Investability
Excellent
Cap Rate
8.6%
Excellent
5yr Growth
-2.8%
Declining

📉 Market Crash Risk Index

Based on Camden, AR metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $72,192
Monthly Rent $792
Price-to-Rent 7.6:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 13.2%
Cap Rate 8.6%
5-Year IRR 5.8%

📈 Home Appreciation

1-Year +2.2% ▲
3-Year CAGR -5.4% ▼
5-Year CAGR -2.8% ▼
10-Year CAGR +0.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 8.6%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (8.6%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
46.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-2.8%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 71764

Population: 1,405

💰 Median Household Income
$55,461
This area
$55,461
State
$52,981
USA
$74,580
🏠 Renter Occupied
14.4%
This area
14.4%
State
24.2%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-21.7%
USA
3.7%
🎓 College Educated
7.1%
This area
7.1%
State
-9.2%
USA
33.7%
👤 Median Age
46.9 years
This area
46.9 years
State
3.7 years
USA
38.9 years
🏚️ Vacancy Rate
46.1%
This area
46.1%
State
22.6%
USA
10.5%
👥 Population by Ethnicity
White 50.2%
Black/African American 47.0%
Other/Mixed 2.8%
Hispanic/Latino 0.2%
👶 Under 18
26.7%
This area
26.7%
USA
22.0%
👴 65 and Over
25.4%
This area
25.4%
USA
17.3%
📊 Poverty Rate
8.3%
This area
8.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 302 Off-Campus Students
C+
Southern Arkansas University Main Campus
5,127 students · 14.6 mi

Frequently Asked Questions

How strong is Stephens, AR for real estate investors?

Stephens, AR scores 4.0/5 for investability. Home values sit at $72K and rents near $792/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the average monthly rent in Stephens, AR?

Expect rents around $792/mo per month in Stephens, AR. With home values at $72K, the yield math works out to reasonable levels for rental investors.

How expensive is real estate in Stephens, AR?

The median home value in Stephens, AR is roughly $72K. That puts it reasonable relative to the AR statewide average.

How do BRRRR numbers look in Stephens, AR?

BRRRR in Stephens, AR is a strong. The interplay of $72K values and $792/mo rents creates reasonable refinance conditions.

Is Stephens, AR better for rentals, flips, or BRRRR?

For Stephens, AR, value-add and BRRRR deals is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 71764 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 71764 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 71764 (Stephens)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 71764 (Stephens, AR).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.