Real Estate Investing in Rayne, Louisiana (70578)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Acadia Parish • Population: 16,279 • Data updated: September 2026

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Should you buy in 70578 (Rayne, LA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 10.1% vacancy may signal weakening demand.
  • Elevated poverty: 21.4% poverty rate — can affect rent collection.

What’s happening in Rayne, LA (70578)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $176,204
Avg Monthly Rent $950
1% Rule ✗ Does Not Meet
Median Income $53,884
% Renters 23.4%

Market Analysis: 70578 Rayne

Investors eyeing 70578 need to respect the fundamentals at play. Home values of $176K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $176K asset, 70578 is the wrong submarket. If the plan prices in friction, the yield can still work.

From a cash-flow lens, 70578 offers a low basis, the region around Rayne has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 70578 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 70578 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rayne:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
14/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+4.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $950/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Lafayette, LA Metro Area
More inventory, negotiating room for buyers
77 days
Average time to sell
Slow
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lafayette, LA metro data

Market Trends

Home Value History (with trend line)

$182K$172K$162K$153K$143K$134KJan 2015Oct 2020Jul 2026

Rent History (with trend line)

No data available

📊 How Does 70578 Compare?

Metric 70578 Rayne Lafayette, LA Louisiana
Home Value $176,204 $176,204 N/A $207,909
5-Year CAGR 1.6% 1.6% N/A 0.7%
Avg Rent $950 $950 N/A -
Cap Rate 4.2% 4.2% - -
💡 Why Invest in 70578? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 70578 (Rayne, LA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+1.6%
Slow

📉 Market Crash Risk Index

Based on Lafayette, LA metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
2/2
77 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $176,204
Monthly Rent $950
Price-to-Rent 15.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.5%
Cap Rate 4.2%
5-Year IRR 5.8%

📈 Home Appreciation

1-Year +4.0% ▲
3-Year CAGR -0.3% ▼
5-Year CAGR +1.6% ▲
10-Year CAGR +1.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.6%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 70578

Population: 16,279

💰 Median Household Income
$53,884
This area
$53,884
State
$55,539
USA
$74,580
🏠 Renter Occupied
23.4%
This area
23.4%
State
27.4%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-18.7%
USA
3.7%
🎓 College Educated
13.9%
This area
13.9%
State
-4.6%
USA
33.7%
👤 Median Age
37.5 years
This area
37.5 years
State
-6.3 years
USA
38.9 years
🏚️ Vacancy Rate
10.1%
This area
10.1%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 74.0%
Black/African American 22.5%
Other/Mixed 3.4%
Hispanic/Latino 1.1%
👶 Under 18
25.7%
This area
25.7%
USA
22.0%
👴 65 and Over
14.4%
This area
14.4%
USA
17.3%
📊 Poverty Rate
21.4%
This area
21.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 70578

B Avg School Grade
7 Schools
16.5:1 Avg Class Size
$13,624 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Indian Bayou Elementary School

📚 Pre-K – 05 Elementary
👥
242 Students
👨‍🏫
13.9:1 Class Size
💰
$14,732 Per Student
B Good

Armstrong Middle School

📚 06 – 08 Middle
👥
333 Students
👨‍🏫
16.5:1 Class Size
💰
$13,439 Per Student
B Good

Martin Petitjean Elementary School

📚 01 – 03 Elementary
👥
332 Students
👨‍🏫
16.4:1 Class Size
💰
$13,439 Per Student
B Good

Rayne High School

📚 09 – 12 High School
👥
650 Students
👨‍🏫
15.2:1 Class Size
💰
$13,439 Per Student
B Good

South Rayne Elementary School

📚 04 – 05 Elementary
👥
231 Students
👨‍🏫
17.5:1 Class Size
💰
$13,439 Per Student
B Good

Central Rayne Kindergarten School

📚 Pre-K – K Elementary
👥
188 Students
👨‍🏫
16.7:1 Class Size
💰
$13,439 Per Student
B Good

Mire Elementary School

📚 Pre-K – 08 School
👥
675 Students
👨‍🏫
19.1:1 Class Size
💰
$13,439 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,810 Off-Campus Students
C
Unitech Training Academy-Lafayette
259 students · 11.7 mi
C
Cosmetology Training Center
101 students · 11.8 mi
C
South Louisiana Community College
5,887 students · 12.7 mi
F
Remington College-Lafayette Campus
247 students · 12.9 mi
C
Academy of Interactive Entertainment
113 students · 13.1 mi
C
Aveda Arts & Sciences Institute-Lafayette
134 students · 13.3 mi
C
Delta College of Arts & Technology-Lafayette Campus
183 students · 14.1 mi
C+
University of Louisiana at Lafayette
15,345 students · 14.5 mi

Investor Insight: With 2,810 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Rayne, LA stack up for property investment?

Yes - Rayne, LA a 3.0/5 investability score. With $176K home prices against $950/mo monthly rent, the market delivers a reasonable entry point for new investors.

How quickly do rentals get leased in Rayne, LA?

Vacancy risk in Rayne, LA is elevated. That supports consistent cash flow for typical rental holds.

What is the typical rental rate in Rayne, LA?

The typical rental in Rayne, LA commands about $950/mo monthly. That rent profile consistent cash flow against the $176K purchase basis.

Are eviction rules reasonable in Rayne, LA?

Rayne, LA falls under LA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What price range are homes in Rayne, LA?

The median home value in Rayne, LA is roughly $176K. That puts it reasonable relative to the LA statewide average.

You know 70578 now. You don’t know where it ranks.

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How 70578 ranks in Lafayette, LA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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