Real Estate Investing in Berwick, Louisiana (70342)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Mary Parish • Population: 4,732 • Data updated: September 2026

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Should you buy in 70342 (Berwick, LA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 13.2% of homes vacant — above national norms.
  • Declining values: -3.6% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 11.4% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Berwick, LA (70342)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $147,485
Avg Monthly Rent $819
1% Rule ✗ Does Not Meet
Median Income $52,083
% Renters 23.3%

Market Analysis: 70342 Berwick

The 70342 ZIP in Berwick, LA is a local-operator market. Outside capital chasing a $147K entry has to pair deep knowledge with the discount.

The investment case in 70342 is durable only for operators who understand what they are buying. A $147K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader LA picture, 70342 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Turning to rents, 4,732 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 70342 is an operator game, not a passive one. In practical terms, entry prices of $147K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Berwick:

D Needs Caution
Buy Confidence Score: 48/100
Affordability
20/25
Appreciation
0/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Declining (-11.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $819/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Morgan City, LA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Morgan City, LA metro data

Market Trends

Home Value History (with trend line)

$190K$180K$171K$162K$153K$144KMay 2015Dec 2020Jul 2026

📊 How Does 70342 Compare?

Metric 70342 Berwick Morgan City, LA Louisiana
Home Value $147,485 $147,485 N/A $207,909
5-Year CAGR N/A N/A N/A 0.7%
Avg Rent $819 $819 N/A -
Cap Rate 4.3% 4.3% - -
💡 Why Invest in 70342? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 70342 (Berwick, LA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
-3.6%
Declining

📉 Market Crash Risk Index

Based on Morgan City, LA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $147,485
Monthly Rent $819
Price-to-Rent 15.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.3%
5-Year IRR 0.8%

📈 Home Appreciation

1-Year -11.4% ▼
3-Year CAGR -7.3% ▼
5-Year CAGR -3.6% ▼
10-Year CAGR -1.8% ▼

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-3.6%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 70342

Population: 4,732

💰 Median Household Income
$52,083
This area
$52,083
State
$55,539
USA
$74,580
🏠 Renter Occupied
23.3%
This area
23.3%
State
27.4%
USA
34.0%
💼 Unemployment Rate
6.2%
This area
6.2%
State
-18.7%
USA
3.7%
🎓 College Educated
22.1%
This area
22.1%
State
-4.6%
USA
33.7%
👤 Median Age
34.6 years
This area
34.6 years
State
-6.3 years
USA
38.9 years
🏚️ Vacancy Rate
13.2%
This area
13.2%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 79.9%
Black/African American 12.3%
Other/Mixed 7.8%
Hispanic/Latino 3.4%
👶 Under 18
30.1%
This area
30.1%
USA
22.0%
👴 65 and Over
12.7%
This area
12.7%
USA
17.3%
📊 Poverty Rate
18.8%
This area
18.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 70342

B+ Avg School Grade
2 Schools
15.0:1 Avg Class Size
$13,817 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Berwick Elementary School

📚 Pre-K – 05 Elementary
👥
465 Students
👨‍🏫
14.0:1 Class Size
💰
$13,817 Per Student
B Good

Berwick High School

📚 09 – 12 High School
👥
519 Students
👨‍🏫
16.0:1 Class Size
💰
$13,817 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do home values compare in Berwick, LA?

Berwick, LA home values average about $147K. That price point suits investors targeting rentals with $819/mo in monthly income.

What is it like being a landlord in Berwick, LA?

Rental owners in Berwick, LA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How strong is the working-renter base in Berwick, LA?

Working renters make up the core of the Berwick, LA tenant base. The pool is reasonable for investors targeting long-term holds.

What approach is best for Berwick, LA real estate?

In Berwick, LA the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $147K prices and $819/mo rents suits that approach.

Can I house hack in Berwick, LA?

The a challenging house-hack environment in Berwick, LA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 70342 now. You don’t know where it ranks.

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