Real Estate Investing in Saint Bernard, Louisiana (70085)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Bernard Parish • Population: 4,952 • Data updated: September 2026

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Should you buy in 70085 (Saint Bernard, LA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 23.2% of homes vacant — above national norms.
  • Declining values: -3.4% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 5.7% in the last year.
  • Elevated poverty: 21.9% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Saint Bernard, LA (70085)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $171,661
Avg Monthly Rent $1,206
1% Rule ✗ Does Not Meet
Median Income $44,522
% Renters 20.0%

Market Analysis: 70085 Saint Bernard

This part of Saint Bernard Parish is not an easy win. The 70085 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Turning to rents, the numbers look inviting — $172K purchase price, 0.0% nominal cap — the work to hit that pro forma in 70085 is substantial and deserves full respect.

In the broader LA picture, 70085 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

On the rental side, 4,952 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 70085 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saint Bernard:

D Needs Caution
Buy Confidence Score: 47/100
Affordability
15/25
Appreciation
0/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Declining (-5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,206/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
New Orleans-Metairie, LA Metro Area
More inventory, negotiating room for buyers
97 days
Average time to sell
Slow
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from New Orleans-Metairie, LA metro data

Market Trends

Home Value History (with trend line)

$231K$205K$178K$152K$126K$99KNov 2011Mar 2019Jul 2026

📊 How Does 70085 Compare?

Metric 70085 Saint Bernard New Orleans-Metairie, LA Louisiana
Home Value $171,661 $171,661 N/A $207,909
5-Year CAGR N/A N/A N/A 0.7%
Avg Rent $1,206 $1,206 N/A -
Cap Rate 5.5% 5.5% - -
💡 Why Invest in 70085? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 70085 (Saint Bernard, LA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.5%
Fair
5yr Growth
-3.4%
Declining

📊 Market Snapshot

Home Value $171,661
Monthly Rent $1,206
Price-to-Rent 11.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.4%
Cap Rate 5.5%
5-Year IRR 2.1%

📈 Home Appreciation

1-Year -5.7% ▼
3-Year CAGR -6.3% ▼
5-Year CAGR -3.4% ▼
10-Year CAGR +0.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
23.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-3.4%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 70085

Population: 4,952

💰 Median Household Income
$44,522
This area
$44,522
State
$55,539
USA
$74,580
🏠 Renter Occupied
20.0%
This area
20.0%
State
27.4%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-18.7%
USA
3.7%
🎓 College Educated
15.5%
This area
15.5%
State
-4.6%
USA
33.7%
👤 Median Age
32.5 years
This area
32.5 years
State
-6.3 years
USA
38.9 years
🏚️ Vacancy Rate
23.2%
This area
23.2%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 78.4%
Other/Mixed 15.3%
Hispanic/Latino 9.7%
Black/African American 6.2%
👶 Under 18
27.5%
This area
27.5%
USA
22.0%
👴 65 and Over
15.3%
This area
15.3%
USA
17.3%
📊 Poverty Rate
21.9%
This area
21.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 70085

A Avg School Grade
2 Schools
13.1:1 Avg Class Size
$14,353 Avg Per Pupil

Schools in This ZIP Code

A Very Good

St. Bernard Middle School

📚 06 – 08 Middle
👥
355 Students
👨‍🏫
11.4:1 Class Size
💰
$14,353 Per Student
A Very Good

J.F. Gauthier School

📚 Pre-K – 05 Elementary
👥
517 Students
👨‍🏫
14.8:1 Class Size
💰
$14,353 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are rents high in Saint Bernard, LA?

Rents in Saint Bernard, LA run near $1,206/mo. Compared with median home prices of $172K that produces solid gross yields for typical rentals.

How landlord-friendly is Saint Bernard, LA?

Landlord-friendliness in Saint Bernard, LA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Should investors consider Saint Bernard, LA?

The 3.0/5 investability rating in Saint Bernard, LA reflects its $172K prices and $1,206/mo rents. Investors generally consider it a solid option within LA.

Is Saint Bernard, LA better for rentals, flips, or BRRRR?

Saint Bernard, LA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($172K prices, $1,206/mo rents) make it a reasonable choice.

What is the renter demographic in Saint Bernard, LA?

Saint Bernard, LA offers a even-keeled renter base at the $1,206/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 70085 now. You don’t know where it ranks.

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How 70085 ranks in New Orleans-Metairie, LA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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