Real Estate Investing in Brainard, Nebraska (68626)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Butler County • Population: 511 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 68626 (Brainard, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.3% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.9 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Brainard, NE (68626)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $299,631
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $93,942
% Renters 15.5%

Market Analysis: 68626 Brainard

The 68626 ZIP in Brainard, NE is a local-operator market. Outside capital chasing a $300K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 68626 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within NE, ZIP 68626 trails on several market indicators that neighboring Butler County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

Employment concentration in 68626 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 68626 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Brainard:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+9.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$315K$271K$227K$184K$140K$96KDec 2013Apr 2020Jul 2026

📊 How Does 68626 Compare?

Metric 68626 Brainard Nebraska
Home Value $299,631 $299,631 $269,423
5-Year CAGR 8.6% 8.6% 6.7%
Avg Rent $927 $927 -
Cap Rate 2.4% 2.4% -
💡 Why Invest in 68626? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68626 (Brainard, NE). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 68626 (Brainard, NE)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+8.6%
Strong

📊 Market Snapshot

Home Value $299,631
Monthly Rent $927
Price-to-Rent 26.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +9.8% ▲
3-Year CAGR +8.0% ▲
5-Year CAGR +8.6% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 68626

Population: 511

💰 Median Household Income
$93,942
This area
$93,942
State
$70,851
USA
$74,580
🏠 Renter Occupied
15.5%
This area
15.5%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-5.2%
USA
3.7%
🎓 College Educated
19.2%
This area
19.2%
State
15.7%
USA
33.7%
👤 Median Age
51.5 years
This area
51.5 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
16.3%
This area
16.3%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 96.7%
Other/Mixed 2.2%
Asian 1.1%
Hispanic/Latino 0.7%
👶 Under 18
14.6%
This area
14.6%
USA
22.0%
👴 65 and Over
25.0%
This area
25.0%
USA
17.3%
📊 Poverty Rate
1.1%
This area
1.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 68626

A+ Avg School Grade
2 Schools
9.6:1 Avg Class Size
$28,853 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

ELEMENTARY SCHOOL AT BRAINARD

📚 Pre-K – 06 School
👥
118 Students
👨‍🏫
11.3:1 Class Size
💰
$28,853 Per Student
A+ Excellent

HIGH SCHOOL AT BRAINARD

📚 07 – 12 High School
👥
139 Students
👨‍🏫
7.9:1 Class Size
💰
$28,853 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Where do home prices stand in Brainard, NE?

Brainard, NE home values average about $300K. That price point suits investors targeting rentals with $927/mo in monthly income.

How strong is tenant demand in Brainard, NE?

Working renters make up the core of the Brainard, NE tenant base. The pool is reasonable for investors targeting long-term holds.

How tight is the rental market in Brainard, NE?

Vacancy risk in Brainard, NE is elevated. That supports even-keeled cash flow for typical rental holds.

Are landlord laws favorable in Brainard, NE?

Rental owners in Brainard, NE deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Where do rents currently stand in Brainard, NE?

Investors in Brainard, NE typically see rents near $927/mo per month against $300K home values - a solid setup for rental cash flow.

You know 68626 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68626 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 68626 (Brainard)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 68626 (Brainard, NE).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.