Real Estate Investing in Valparaiso, Nebraska (68065)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saunders County • Population: 1,292 • Data updated: September 2026

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Should you buy in 68065 (Valparaiso, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 35.9 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Valparaiso, NE (68065)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $395,318
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $96,360
% Renters 8.0%

Market Analysis: 68065 Valparaiso

The 68065 ZIP in Valparaiso, NE is a local-operator market. Outside capital chasing a $395K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 68065 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 68065 and stronger Valparaiso ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 68065 ZIP's population of 1,292 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

Strategy in 68065 is an operator game, not a passive one. Stepping back, entry prices of $395K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Valparaiso:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+9.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$415K$360K$306K$251K$197K$143KJul 2006Jul 2016Jul 2026

📊 How Does 68065 Compare?

Metric 68065 Valparaiso Nebraska
Home Value $395,318 $379,294 $269,423
5-Year CAGR 4.9% 5.9% 6.7%
Avg Rent $918 $972 -
Cap Rate 1.8% 2.0% -
💡 Why Invest in 68065? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68065 (Valparaiso, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.8%
Low
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $395,318
Monthly Rent $918
Price-to-Rent 35.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.8%
Cap Rate 1.8%
5-Year IRR 6.7%

📈 Home Appreciation

1-Year +9.1% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 68065

Population: 1,292

💰 Median Household Income
$96,360
This area
$96,360
State
$70,851
USA
$74,580
🏠 Renter Occupied
8.0%
This area
8.0%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-5.2%
USA
3.7%
🎓 College Educated
30.7%
This area
30.7%
State
15.7%
USA
33.7%
👤 Median Age
46.4 years
This area
46.4 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
4.6%
This area
4.6%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 96.1%
Other/Mixed 3.3%
Hispanic/Latino 0.6%
Black/African American 0.6%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
16.8%
This area
16.8%
USA
17.3%
📊 Poverty Rate
2.3%
This area
2.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 68065

B+ Avg School Grade
1 Schools
13.2:1 Avg Class Size
$15,289 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

ELEMENTARY SCH AT VALPARAISO

📚 Pre-K – 05 Elementary
👥
148 Students
👨‍🏫
13.2:1 Class Size
💰
$15,289 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How quickly do rentals get leased in Valparaiso, NE?

Valparaiso, NE carries elevated vacancy risk. Expect stable absorption at market rents of $918/mo.

Are tenants stable in Valparaiso, NE?

Working renters make up the core of the Valparaiso, NE tenant base. The pool is reasonable for investors targeting long-term holds.

What is the typical home price in Valparaiso, NE?

Homes in Valparaiso, NE typically sell near $395K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.

Are landlord laws favorable in Valparaiso, NE?

Valparaiso, NE operates under NE law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.

Which investment style suits Valparaiso, NE?

A careful cash-flow rentals with hands-on management strategy Valparaiso, NE best. The market produces measured results for that approach at the $395K price point.

You know 68065 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68065 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 68065 ranks in Omaha-Council Bluffs, NE-IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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