Real Estate Investing in Utica, Nebraska (68456)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 68456 (Utica, NE)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Utica, NE (68456)?
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Market Analysis: 68456 Utica
Turning to rents, ZIP 68456 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $255K median. It rewards specialists, not generalists.
The 68456 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 68456's metrics run below Seward County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 68456 includes headwinds that any investor should price in. Income distribution skews lower than Utica averages, and tenant stability requires active management.
leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Utica:
Property Strategy for 68456
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $175,683 | $960 | 3.9% | +8.6% | $87,842 |
| 3BR | $235,972 | $1,340 | 4.1% | +8.1% | $78,657 |
Market Trends
Home Value History (with trend line)
📊 How Does 68456 Compare?
| Metric | 68456 | Utica | Lincoln, NE | Nebraska |
|---|---|---|---|---|
| Home Value | $255,264 | $255,264 | N/A | $269,423 |
| 5-Year CAGR | 7.2% | 7.2% | N/A | 6.7% |
| Avg Rent | $864 | $864 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 68456 (Utica, NE). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $255,264 |
| Monthly Rent | $864 |
| Price-to-Rent | 24.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.6% |
| 5-Year IRR | 9.8% |
📈 Home Appreciation
| 1-Year | +11.2% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +7.2% ▲ |
| 10-Year CAGR | +7.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 68456
Population: 1,392
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 68456
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Which real estate strategy fits Utica, NE?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Utica, NE. The numbers - $255K homes against $864/mo rents - support that play.
What is the average home sale price in Utica, NE?
Expect median prices around $255K in Utica, NE. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
Do landlords face vacancy issues in Utica, NE?
Expect elevated vacancy in Utica, NE. Rents at $864/mo are absorbed by the tenant base without meaningful lag.
Is Utica, NE a friendly market for rental owners?
For rental operators, Utica, NE rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
Is Utica in NE worth investing in?
Our data puts Utica, NE at 3.0/5 for investability. Home prices of $255K and rents around $864/mo create a solid backdrop for investor activity.
You know 68456 now. You don’t know where it ranks.
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How 68456 ranks in Lincoln, NE
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