Real Estate Investing in Utica, Nebraska

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 1,392 • Seward County

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Should you buy in Utica, NE? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

7.2% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $255,264
Avg Monthly Rent $864
ZIP Codes 1

Investing in Utica Real Estate

Utica (Nebraska) spans 1 ZIPs and roughly a sizable population. unambiguously the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

Utica is the kind of market where the cap rate on paper and the cap rate realized tend to diverge. unambiguously out-of-state investors should be especially careful with the assumptions they carry in.

Transaction volume in Utica has thinned in a way that amplifies price discovery risk. Meanwhile, investors without local context should treat every number on the page with skepticism.

Distressed-leaning demographics in Utica — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

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Best ZIP codes in Lincoln, NE

Utica is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Utica, NE. Anonymous, moderated, never written by AI.

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Avg Home Value
$255,264
Avg Monthly Rent
$864
1% Rule
✗ Below
Landlord Friendly (NE)

📉 Market Crash Risk Index

Based on Lincoln, NE metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
45%
Days Pending
0/2
31 days

View all metro crash risk rankings →

⚖️ Balanced Market — Lincoln, NE metro
31
Days to pending
12.0%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Utica, NE

Screen every ZIP in Utica

Filter Utica’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Utica, NE

Is Utica, NE good for landlords?

For rental operators, Utica, NE rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Are renters plentiful in Utica, NE?

Working renters make up the core of the Utica, NE tenant base. The pool is reasonable for investors targeting long-term holds.

Should investors consider Utica, NE?

With a 3.0/5 investability score, Utica, NE ranks as a solid market for rental property investors. Median prices of $255K and rents of $864/mo drive the underlying numbers.

How should investors approach Utica, NE?

In Utica, NE the significant play is typically careful cash-flow rentals with hands-on management. The combination of $255K prices and $864/mo rents suits that approach.

What price range are homes in Utica, NE?

Median home price in Utica, NE is near $255K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

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