Real Estate Investing in Grafton, Nebraska (68365)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fillmore County • Population: 314 • Data updated: September 2026

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Should you buy in 68365 (Grafton, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (84/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Grafton, NE (68365)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $190,039
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $71,786
% Renters 5.7%

Market Analysis: 68365 Grafton

The 68365 ZIP covers a section of Grafton that demands careful diligence. Prices near $190K look accessible, but the work to make a deal cash flow is real.

The 68365 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 68365 sits on the difficult end of the NE spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

A solid renter share of 6% in 68365 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. notable returns are possible in 68365, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Grafton:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+8.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$204K$177K$151K$124K$98K$72KFeb 2016May 2021Jul 2026

📊 How Does 68365 Compare?

Metric 68365 Grafton Nebraska
Home Value $190,039 $190,039 $269,423
5-Year CAGR 7.0% 7.0% 6.7%
Avg Rent $918 $918 -
Cap Rate 3.8% 3.8% -
💡 Why Invest in 68365? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68365 (Grafton, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+7.0%
Strong

📊 Market Snapshot

Home Value $190,039
Monthly Rent $918
Price-to-Rent 17.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.8%
5-Year IRR 10.8%

📈 Home Appreciation

1-Year +8.4% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +8.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 68365

Population: 314

💰 Median Household Income
$71,786
This area
$71,786
State
$70,851
USA
$74,580
🏠 Renter Occupied
5.7%
This area
5.7%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
-5.2%
USA
3.7%
🎓 College Educated
12.7%
This area
12.7%
State
15.7%
USA
33.7%
👤 Median Age
53.5 years
This area
53.5 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.7%
This area
6.7%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 94.3%
Other/Mixed 5.8%
Hispanic/Latino 2.9%
👶 Under 18
11.8%
This area
11.8%
USA
22.0%
👴 65 and Over
18.3%
This area
18.3%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Does Grafton, NE make sense for an investment property?

With a 3.0/5 investability score, Grafton, NE ranks as a solid market for rental property investors. Median prices of $190K and rents of $918/mo drive the underlying numbers.

What do landlords charge for rent in Grafton, NE?

Rent in Grafton, NE is around $918/mo. The resulting rent-to-value relationship with $190K pricing is reasonable for most investor models.

How do landlord-tenant laws work in Grafton, NE?

NE ranks as a landlord-friendly state for landlord-tenant law. Grafton generally follows the statewide framework, so landlords face reasonable operating rules.

Do rentals sit vacant long in Grafton, NE?

Rental vacancy in Grafton, NE is elevated. Investors should budget normal turnover but not chronic empty units.

Which real estate strategy fits Grafton, NE?

The best-fit strategy in Grafton, NE is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 68365 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68365 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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