Real Estate Investing in Geneva, Nebraska (68361)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fillmore County • Population: 2,448 • Data updated: September 2026

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Should you buy in 68361 (Geneva, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.9% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Geneva, NE (68361)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $182,479
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $87,440
% Renters 23.1%

Market Analysis: 68361 Geneva

The 68361 ZIP covers a section of Geneva that demands careful diligence. Prices near $182K look accessible, but the work to make a deal cash flow is real.

The 68361 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 68361 among NE's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 68361 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. robust returns are possible in 68361, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Geneva:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Rising (+8.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
🏠

Property Strategy for 68361

Which property type performs best in this market?

Best for Cash Flow
2BR
5.3% cap rate
Best for Appreciation
2BR
+10.1% 5yr CAGR
Best Overall Value
4BR
$54,152/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $131,470 $960 5.3% +10.1% $65,735
3BR $203,935 $1,280 4.5% +8.8% $67,978
4BR $216,607 $1,280 4.3% +8.5% $54,152

Market Trends

Home Value History (with trend line)

$192K$169K$146K$123K$100K$76KFeb 2016May 2021Jul 2026

📊 How Does 68361 Compare?

Metric 68361 Geneva Nebraska
Home Value $182,479 $182,479 $269,423
5-Year CAGR 7.9% 7.9% 6.7%
Avg Rent $864 $864 -
Cap Rate 3.7% 3.7% -
💡 Why Invest in 68361? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68361 (Geneva, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+7.9%
Strong

📊 Market Snapshot

Home Value $182,479
Monthly Rent $864
Price-to-Rent 17.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 11.6%

📈 Home Appreciation

1-Year +8.3% ▲
3-Year CAGR +7.0% ▲
5-Year CAGR +7.9% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 68361

Population: 2,448

💰 Median Household Income
$87,440
This area
$87,440
State
$70,851
USA
$74,580
🏠 Renter Occupied
23.1%
This area
23.1%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-5.2%
USA
3.7%
🎓 College Educated
28.5%
This area
28.5%
State
15.7%
USA
33.7%
👤 Median Age
40.8 years
This area
40.8 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
14.9%
This area
14.9%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 92.4%
Other/Mixed 5.8%
Hispanic/Latino 3.1%
Asian 1.1%
Black/African American 0.7%
👶 Under 18
23.7%
This area
23.7%
USA
22.0%
👴 65 and Over
23.0%
This area
23.0%
USA
17.3%
📊 Poverty Rate
1.6%
This area
1.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 68361

A Avg School Grade
2 Schools
12.7:1 Avg Class Size
$17,301 Avg Per Pupil

Schools in This ZIP Code

A Very Good

FILLMORE CENTRAL HIGH SCHOOL

📚 09 – 12 High School
👥
183 Students
👨‍🏫
11.6:1 Class Size
💰
$17,301 Per Student
A Very Good

FILLMORE CENTRAL ELEMENTARY

📚 Pre-K – 04 Elementary
👥
273 Students
👨‍🏫
13.9:1 Class Size
💰
$17,301 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the investability score for Geneva, NE?

Geneva, NE comes in at an investability rating of 3.0/5, with median home values near $182K and average rents around $864/mo. That combination puts it in the sturdy tier for investor interest.

Do rentals sit vacant long in Geneva, NE?

Expect elevated vacancy in Geneva, NE. Rents at $864/mo are absorbed by the tenant base without meaningful lag.

What do landlords charge for rent in Geneva, NE?

Expect rents around $864/mo per month in Geneva, NE. With home values at $182K, the yield math works out to reasonable levels for rental investors.

Is Geneva, NE good for house hacking?

House hacking in Geneva, NE is a challenging. With home values around $182K and rents at $864/mo, owner-occupants can offset a meaningful share of PITI.

Which investment style suits Geneva, NE?

A careful cash-flow rentals with hands-on management strategy Geneva, NE best. The market produces steady results for that approach at the $182K price point.

You know 68361 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68361 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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