Real Estate Investing in Toronto, Kansas (66777)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Greenwood • Population: 568 • Data updated: September 2026

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Should you buy in 66777 (Toronto, KS)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 48.9% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Toronto, KS (66777)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $100,356
Avg Monthly Rent $792
1% Rule ✗ Does Not Meet
Median Income $41,250
% Renters 10.5%

Market Analysis: 66777 Toronto

The 66777 ZIP in Toronto, KS is a local-operator market. Outside capital chasing a $100K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 66777 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 66777 among KS's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 66777 ZIP's population of 568 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.

Strategy in 66777 is an operator game, not a passive one. Looking more closely, entry prices of $100K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Toronto:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.4× the median income
Value Trend
Rising (+13.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $792/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$109K$97K$86K$74K$63K$51KFeb 2016May 2021Jul 2026

📊 How Does 66777 Compare?

Metric 66777 Toronto Kansas
Home Value $100,356 $100,356 $237,409
5-Year CAGR 3.9% 3.9% 7.2%
Avg Rent $792 $792 -
Cap Rate 6.2% 6.2% -
💡 Why Invest in 66777? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 66777 (Toronto, KS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.2%
Good
5yr Growth
+3.9%
Moderate

📊 Market Snapshot

Home Value $100,356
Monthly Rent $792
Price-to-Rent 10.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.5%
Cap Rate 6.2%
5-Year IRR 10.1%

📈 Home Appreciation

1-Year +13.2% ▲
3-Year CAGR +9.1% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
48.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 66777

Population: 568

💰 Median Household Income
$41,250
This area
$41,250
State
$67,472
USA
$74,580
🏠 Renter Occupied
10.5%
This area
10.5%
State
22.4%
USA
34.0%
💼 Unemployment Rate
0.2%
This area
0.2%
State
-2.1%
USA
3.7%
🎓 College Educated
9.8%
This area
9.8%
State
17.3%
USA
33.7%
👤 Median Age
61.1 years
This area
61.1 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
48.9%
This area
48.9%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 87.0%
Other/Mixed 13.0%
Hispanic/Latino 0.4%
👶 Under 18
5.8%
This area
5.8%
USA
22.0%
👴 65 and Over
33.5%
This area
33.5%
USA
17.3%
📊 Poverty Rate
15.2%
This area
15.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the average home sale price in Toronto, KS?

The median home value in Toronto, KS is roughly $100K. That puts it reasonable relative to the KS statewide average.

How strong is the working-renter base in Toronto, KS?

Working renters make up the core of the Toronto, KS tenant base. The pool is reasonable for investors targeting long-term holds.

How landlord-friendly is Toronto, KS?

Toronto, KS falls under KS landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Is house hacking profitable in Toronto, KS?

The house hack math a challenging in Toronto, KS. Owner-occupant buyers benefit from the $792/mo rents and $100K home values.

What are rental rates like in Toronto, KS?

Expect rents around $792/mo per month in Toronto, KS. With home values at $100K, the yield math works out to reasonable levels for rental investors.

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