Real Estate Investing in Thornfield, Missouri (65762)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ozark County • Population: 469 • Data updated: September 2026

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Should you buy in 65762 (Thornfield, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (50/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 20.4% of homes vacant — above national norms.
  • Elevated poverty: 27.7% poverty rate — can affect rent collection.
  • Lower household income: $38,409 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Thornfield, MO (65762)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $234,086
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $38,409
% Renters 23.8%

Market Analysis: 65762 Thornfield

The 65762 ZIP covers a section of Thornfield that demands careful diligence. Prices near $234K look accessible, but the work to make a deal cash flow is real.

From an investor standpoint, the numbers look inviting — $234K purchase price, 0.0% nominal cap — the work to hit that pro forma in 65762 is substantial and deserves full respect.

In the broader MO picture, 65762 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Turning to rents, 469 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 65762 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Thornfield:

C+ Average
Buy Confidence Score: 60/100
Affordability
5/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.1× the median income
Value Trend
Rising (+11.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$252K$218K$185K$151K$117K$83KFeb 2017Nov 2021Jul 2026

📊 How Does 65762 Compare?

Metric 65762 Thornfield Missouri
Home Value $234,086 $234,086 $254,657
5-Year CAGR 8.3% 8.3% 7.0%
Avg Rent $801 $801 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 65762? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65762 (Thornfield, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+8.3%
Strong

📊 Market Snapshot

Home Value $234,086
Monthly Rent $801
Price-to-Rent 24.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +11.0% ▲
3-Year CAGR +6.1% ▲
5-Year CAGR +8.3% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.3%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 65762

Population: 469

💰 Median Household Income
$38,409
This area
$38,409
State
$62,768
USA
$74,580
🏠 Renter Occupied
23.8%
This area
23.8%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-8.1%
USA
3.7%
🎓 College Educated
18.7%
This area
18.7%
State
8.6%
USA
33.7%
👤 Median Age
38.6 years
This area
38.6 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
20.4%
This area
20.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 94.0%
Hispanic/Latino 6.0%
Other/Mixed 6.0%
👶 Under 18
27.2%
This area
27.2%
USA
22.0%
👴 65 and Over
13.3%
This area
13.3%
USA
17.3%
📊 Poverty Rate
27.7%
This area
27.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65762

A Avg School Grade
1 Schools
8.3:1 Avg Class Size
$27,385 Avg Per Pupil

Schools in This ZIP Code

A Very Good

THORNFIELD ELEM.

📚 K – 08 School
👥
50 Students
👨‍🏫
8.3:1 Class Size
💰
$27,385 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Thornfield, MO better for rentals, flips, or BRRRR?

For Thornfield, MO, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Is Thornfield, MO good for landlords?

For rental operators, Thornfield, MO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How much do tenants pay in Thornfield, MO?

Expect rents around $801/mo per month in Thornfield, MO. With home values at $234K, the yield math works out to reasonable levels for rental investors.

Is the tenant base reliable in Thornfield, MO?

Tenant demand in Thornfield, MO is solid. The local workforce $801/mo rents across most rental classes.

Should investors consider Thornfield, MO?

The 3.0/5 investability rating in Thornfield, MO reflects its $234K prices and $801/mo rents. Investors generally consider it a solid option within MO.

You know 65762 now. You don’t know where it ranks.

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