Real Estate Investing in Gainesville, Missouri (65655)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65655 (Gainesville, MO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 16.2% of homes vacant — above national norms.
- Lower household income: $30,360 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Gainesville, MO (65655)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 65655 Gainesville
ZIP 65655 inside Ozark County looks affordable on the surface — median value of $211K — but the discount exists for reasons that a careful buyer should understand before committing.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $211K asset, 65655 is the wrong submarket. If the plan prices in friction, the yield can still work.
Looking more closely, 65655 offers a low basis, the region around Gainesville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 65655 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategically, 65655 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Gainesville:
Property Strategy for 65655
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $146,645 | $890 | 4.4% | +6.3% | $73,322 |
| 3BR | $189,643 | $1,060 | 4.0% | +9.0% | $63,214 |
Market Trends
Home Value History (with trend line)
📊 How Does 65655 Compare?
| Metric | 65655 | Gainesville | Missouri |
|---|---|---|---|
| Home Value | $210,965 | $210,965 | $254,657 |
| 5-Year CAGR | 7.0% | 7.0% | 7.0% |
| Avg Rent | $801 | $801 | - |
| Cap Rate | 3.0% | 3.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65655 (Gainesville, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $210,965 |
| Monthly Rent | $801 |
| Price-to-Rent | 22.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 9.9% |
📈 Home Appreciation
| 1-Year | +9.3% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +7.0% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65655
Population: 2,313
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 65655
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What do rentals go for in Gainesville, MO?
Average rent in Gainesville, MO is approximately $801/mo per month. Against $211K home values that yields a reasonable rent-to-price ratio.
How qualified is the tenant pool in Gainesville, MO?
The tenant pool in Gainesville, MO is solid, supported by local employment and population fundamentals. Rents of $801/mo are well-absorbed by the market.
What is the investability score for Gainesville, MO?
Gainesville, MO sits at an investability rating of 3.0/5, with median home values near $211K and average rents around $801/mo. That combination puts it in the substantial tier for investor interest.
Are landlord laws favorable in Gainesville, MO?
Rental owners in Gainesville, MO deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
How do experienced investors play Gainesville, MO?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Gainesville, MO. The numbers - $211K homes against $801/mo rents - support that play.
You know 65655 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 65655 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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