Real Estate Investing in Kimberling City, Missouri (65686)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65686 (Kimberling City, MO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 39.2% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 29.1 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Kimberling City, MO (65686)?
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Market Analysis: 65686 Kimberling City
Investors eyeing 65686 need to respect the fundamentals at play. Home values of $308K come alongside slower price movement and elevated management overhead.
The 65686 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 65686 sits on the difficult end of the MO spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
Who lives in 65686 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Kimberling City:
Property Strategy for 65686
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $228,339 | $980 | 3.1% | +8.3% | $114,170 |
| 3BR | $338,015 | $1,360 | 2.9% | +8.4% | $112,672 |
| 4BR | $428,684 | $1,640 | 2.8% | +8.5% | $107,171 |
Market Trends
Home Value History (with trend line)
📊 How Does 65686 Compare?
| Metric | 65686 | Kimberling City | Missouri |
|---|---|---|---|
| Home Value | $308,347 | $308,347 | $254,657 |
| 5-Year CAGR | 3.8% | 3.8% | 7.0% |
| Avg Rent | $882 | $882 | - |
| Cap Rate | 2.2% | 2.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65686 (Kimberling City, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $308,347 |
| Monthly Rent | $882 |
| Price-to-Rent | 29.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.4% |
| Cap Rate | 2.2% |
| 5-Year IRR | 6.1% |
📈 Home Appreciation
| 1-Year | +1.8% ▲ |
| 3-Year CAGR | -2.1% ▼ |
| 5-Year CAGR | +3.8% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65686
Population: 4,487
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What are rental rates like in Kimberling City, MO?
Investors in Kimberling City, MO typically see rents near $882/mo per month against $308K home values - a solid setup for rental cash flow.
How quickly do rentals get leased in Kimberling City, MO?
Expect elevated vacancy in Kimberling City, MO. Rents at $882/mo are absorbed by the tenant base without meaningful lag.
How does Kimberling City, MO stack up for property investment?
Our data puts Kimberling City, MO at 3.0/5 for investability. Home prices of $308K and rents around $882/mo create a solid backdrop for investor activity.
Is house hacking profitable in Kimberling City, MO?
Kimberling City, MO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $882/mo rent level.
What investment strategy works best in Kimberling City, MO?
For Kimberling City, MO, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
You know 65686 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 65686 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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