Real Estate Investing in Lockwood, Missouri (65682)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dade County • Population: 2,079 • Data updated: September 2026

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Should you buy in 65682 (Lockwood, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.5% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lockwood, MO (65682)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $192,826
Avg Monthly Rent $855
1% Rule ✗ Does Not Meet
Median Income $52,159
% Renters 31.1%

Market Analysis: 65682 Lockwood

Investors eyeing 65682 need to respect the fundamentals at play. Home values of $193K come alongside slower price movement and elevated management overhead.

For an experienced owner, 65682 can be a worth a close look for hunting ground — but the discount at $193K reflects genuine risk that outside investors often underestimate.

Regionally, 65682 sits on the difficult end of the MO spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

The demographic picture in 65682 includes headwinds that any investor should price in. Income distribution skews lower than Lockwood averages, and tenant stability requires active management.

New investors are better served looking at Lockwood's stable or hybrid ZIPs before stepping into 65682. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lockwood:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $855/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 65682

Which property type performs best in this market?

Best for Cash Flow
2BR
6.6% cap rate
Best Overall Value
2BR
$52,110/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $104,221 $950 6.6% $52,110
3BR $180,932 $1,290 5.1% $60,311

Market Trends

Home Value History (with trend line)

$203K$180K$157K$134K$110K$87KFeb 2016May 2021Jul 2026

📊 How Does 65682 Compare?

Metric 65682 Lockwood Missouri
Home Value $192,826 $192,826 $254,657
5-Year CAGR 8.0% 8.0% 7.0%
Avg Rent $855 $855 -
Cap Rate 3.5% 3.5% -
💡 Why Invest in 65682? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65682 (Lockwood, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+8.0%
Strong

📊 Market Snapshot

Home Value $192,826
Monthly Rent $855
Price-to-Rent 18.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.5%
5-Year IRR 11.5%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +5.7% ▲
5-Year CAGR +8.0% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 65682

Population: 2,079

💰 Median Household Income
$52,159
This area
$52,159
State
$62,768
USA
$74,580
🏠 Renter Occupied
31.1%
This area
31.1%
State
23.7%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-8.1%
USA
3.7%
🎓 College Educated
16.4%
This area
16.4%
State
8.6%
USA
33.7%
👤 Median Age
40.8 years
This area
40.8 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
15.5%
This area
15.5%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 95.7%
Other/Mixed 4.0%
Hispanic/Latino 1.6%
Asian 0.3%
👶 Under 18
21.7%
This area
21.7%
USA
22.0%
👴 65 and Over
21.2%
This area
21.2%
USA
17.3%
📊 Poverty Rate
9.1%
This area
9.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65682

B Avg School Grade
4 Schools
10.0:1 Avg Class Size
$12,795 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

LOCKWOOD ELEM.

📚 Pre-K – 06 School
👥
143 Students
👨‍🏫
10.0:1 Class Size
💰
$12,380 Per Student
B Good

LOCKWOOD HIGH

📚 09 – 12 High School
👥
97 Students
👨‍🏫
9.4:1 Class Size
💰
$12,380 Per Student
B Good

LOCKWOOD SPECL. EDUC. COOP.

📚 Pre-K – 12 K-12
👥
27 Students
👨‍🏫
6.8:1 Class Size
💰
$14,041 Per Student
B Good

LOCKWOOD MIDDLE SCHOOL

📚 07 – 08 Middle
👥
51 Students
👨‍🏫
14.1:1 Class Size
💰
$12,380 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What do landlords charge for rent in Lockwood, MO?

Rent in Lockwood, MO is around $855/mo. The resulting rent-to-value relationship with $193K pricing is reasonable for most investor models.

Which investment style suits Lockwood, MO?

A careful cash-flow rentals with hands-on management strategy Lockwood, MO best. The market produces stable results for that approach at the $193K price point.

What is the typical vacancy rate in Lockwood, MO?

Lockwood, MO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How much does a house cost in Lockwood, MO?

Homes in Lockwood, MO typically sell near $193K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

What is the investability score for Lockwood, MO?

Yes - Lockwood, MO a 3.0/5 investability score. With $193K home prices against $855/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 65682 now. You don’t know where it ranks.

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