Real Estate Investing in Golden City, Missouri (64748)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64748 (Golden City, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 20.8% of homes vacant — above national norms.
- Elevated poverty: 22.3% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Golden City, MO (64748)?
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Market Analysis: 64748 Golden City
The 64748 ZIP in Golden City, MO is a local-operator market. Outside capital chasing a $153K entry has to pair deep knowledge with the discount.
Rent of $846/mo on a $153K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 64748 sits below the stated 0.0% once reality is priced in.
Meanwhile, 64748 offers a low basis, the region around Golden City has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Demographically, 64748 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategy in 64748 is an operator game, not a passive one. Meanwhile, entry prices of $153K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Golden City:
Market Trends
Home Value History (with trend line)
📊 How Does 64748 Compare?
| Metric | 64748 | Golden City | Joplin, MO | Missouri |
|---|---|---|---|---|
| Home Value | $153,320 | $153,320 | N/A | $254,657 |
| 5-Year CAGR | 6.5% | 6.5% | N/A | 7.0% |
| Avg Rent | $846 | $846 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64748 (Golden City, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $153,320 |
| Monthly Rent | $846 |
| Price-to-Rent | 15.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.6% |
| Cap Rate | 4.3% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +11.3% ▲ |
| 3-Year CAGR | +8.5% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64748
Population: 1,270
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 64748
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is vacancy a concern in Golden City, MO?
Rental vacancy in Golden City, MO is elevated. Investors should budget normal turnover but not chronic empty units.
Is Golden City in MO worth investing in?
Investors tracking Golden City, MO will find a 3.0/5 rating supported by $153K median home values and $846/mo rents. That profile suits long-term holders targeting even-keeled returns.
How strong is the working-renter base in Golden City, MO?
Tenant demand in Golden City, MO is solid. The local workforce $846/mo rents across most rental classes.
Is Golden City, MO a friendly market for rental owners?
For rental operators, Golden City, MO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
Are homes affordable in Golden City, MO?
Golden City, MO median home values land near $153K. That is reasonable territory for investors looking at $846/mo-per-month rentals.
You know 64748 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 64748 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 64748 ranks in Joplin, MO
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