Real Estate Investing in Birch Tree, Missouri (65438)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65438 (Birch Tree, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 24.7% of homes vacant — above national norms.
- Elevated poverty: 23.6% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Birch Tree, MO (65438)?
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Market Analysis: 65438 Birch Tree
ZIP 65438 inside Oregon County looks affordable on the surface — median value of $173K — but the discount exists for reasons that a careful buyer should understand before committing.
Put differently, the numbers look inviting — $173K purchase price, 0.0% nominal cap — the work to hit that pro forma in 65438 is substantial and deserves full respect.
The gap between 65438 and stronger Birch Tree ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A substantial renter share of 15% in 65438 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Birch Tree:
Property Strategy for 65438
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $114,747 | $890 | 5.6% | +7.1% | $57,373 |
| 3BR | $178,027 | $1,110 | 4.5% | +10.1% | $59,342 |
Market Trends
Home Value History (with trend line)
📊 How Does 65438 Compare?
| Metric | 65438 | Birch Tree | Missouri |
|---|---|---|---|
| Home Value | $172,563 | $172,563 | $254,657 |
| 5-Year CAGR | 4.6% | 4.6% | 7.0% |
| Avg Rent | $801 | $801 | - |
| Cap Rate | 3.6% | 3.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65438 (Birch Tree, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $172,563 |
| Monthly Rent | $801 |
| Price-to-Rent | 18.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +1.8% ▲ |
| 3-Year CAGR | +0.8% ▲ |
| 5-Year CAGR | +4.6% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65438
Population: 2,616
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Which real estate strategy fits Birch Tree, MO?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Birch Tree, MO. The numbers - $173K homes against $801/mo rents - support that play.
How much should I expect to pay for a home in Birch Tree, MO?
Typical homes in Birch Tree, MO go for around $173K. The 5-year CAGR of 0.0% consistent price movement.
What do landlords charge for rent in Birch Tree, MO?
Rent in Birch Tree, MO is around $801/mo. The resulting rent-to-value relationship with $173K pricing is reasonable for most investor models.
How do landlord-tenant laws work in Birch Tree, MO?
MO law landlord-friendly for landlords, and Birch Tree inherits those rules. Investors should still review local ordinances for rental licensing.
Is real estate in Birch Tree, MO a good investment right now?
Birch Tree, MO rates 3.0/5 for investability. With median values at $173K and rents near $801/mo, the market offers reasonable fundamentals for rental investors.
You know 65438 now. You don’t know where it ranks.
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