Real Estate Investing in Eminence, Missouri (65466)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Shannon County • Population: 1,413 • Data updated: September 2026

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Should you buy in 65466 (Eminence, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 26.0% of homes vacant — above national norms.
  • Elevated poverty: 32.2% poverty rate — can affect rent collection.
  • Lower household income: $37,944 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Eminence, MO (65466)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $174,099
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $37,944
% Renters 38.0%

Market Analysis: 65466 Eminence

Investors eyeing 65466 need to respect the fundamentals at play. Home values of $174K come alongside slower price movement and elevated management overhead.

For an experienced owner, 65466 can be a a strong candidate for hunting ground — but the discount at $174K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 65466 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 65466 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. resilient returns are possible in 65466, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Eminence:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Stable (+0.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$202K$181K$160K$138K$117K$96KJun 2016Jul 2021Jul 2026

📊 How Does 65466 Compare?

Metric 65466 Eminence Missouri
Home Value $174,099 $174,099 $254,657
5-Year CAGR 4.3% 4.3% 7.0%
Avg Rent $846 $846 -
Cap Rate 3.8% 3.8% -
💡 Why Invest in 65466? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 38% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65466 (Eminence, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+4.3%
Moderate

📊 Market Snapshot

Home Value $174,099
Monthly Rent $846
Price-to-Rent 17.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.8%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +0.4% ▲
3-Year CAGR +0.8% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +4.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
26.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 65466

Population: 1,413

💰 Median Household Income
$37,944
This area
$37,944
State
$62,768
USA
$74,580
🏠 Renter Occupied
38.0%
This area
38.0%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-8.1%
USA
3.7%
🎓 College Educated
15.7%
This area
15.7%
State
8.6%
USA
33.7%
👤 Median Age
44.8 years
This area
44.8 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
26.0%
This area
26.0%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 90.7%
Other/Mixed 8.3%
Black/African American 1.0%
👶 Under 18
21.8%
This area
21.8%
USA
22.0%
👴 65 and Over
23.7%
This area
23.7%
USA
17.3%
📊 Poverty Rate
32.2%
This area
32.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65466

A Avg School Grade
2 Schools
9.5:1 Avg Class Size
$14,309 Avg Per Pupil

Schools in This ZIP Code

A Very Good

EMINENCE ELEM.

📚 Pre-K – 06 School
👥
129 Students
👨‍🏫
10.0:1 Class Size
💰
$14,309 Per Student
A Very Good

EMINENCE HIGH

📚 07 – 12 High School
👥
124 Students
👨‍🏫
8.9:1 Class Size
💰
$14,309 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Should investors consider Eminence, MO?

Eminence, MO reports an investability rating of 3.0/5, with median home values near $174K and average rents around $846/mo. That combination puts it in the impressive tier for investor interest.

What is the rental occupancy rate in Eminence, MO?

Expect elevated vacancy in Eminence, MO. Rents at $846/mo are absorbed by the tenant base without meaningful lag.

How deep is the rental pool in Eminence, MO?

Working renters make up the core of the Eminence, MO tenant base. The pool is reasonable for investors targeting long-term holds.

Are eviction rules reasonable in Eminence, MO?

Eminence, MO operates under MO law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.

How much rent can I charge in Eminence, MO?

Rental rates in Eminence, MO average $846/mo. Tenant demand and $174K home values make the yield look reasonable by investor standards.

You know 65466 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65466 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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