Real Estate Investing in Summersville, Missouri (65571)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Shannon County • Population: 1,927 • Data updated: September 2026

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Should you buy in 65571 (Summersville, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (50/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 17.2% of homes vacant — above national norms.
  • Elevated poverty: 26.3% poverty rate — can affect rent collection.
  • Lower household income: $25,409 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Summersville, MO (65571)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $206,839
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $25,409
% Renters 26.8%

Market Analysis: 65571 Summersville

Looking more closely, ZIP 65571 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $207K median. It rewards specialists, not generalists.

The 65571 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 65571 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 65571 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. substantial returns are possible in 65571, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Summersville:

C Below Average
Buy Confidence Score: 55/100
Affordability
0/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.1× the median income
Value Trend
Rising (+7.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$226K$197K$169K$141K$112K$84KSep 2014Aug 2020Jul 2026

📊 How Does 65571 Compare?

Metric 65571 Summersville Missouri
Home Value $206,839 $206,839 $254,657
5-Year CAGR 7.9% 7.9% 7.0%
Avg Rent $801 $801 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 65571? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65571 (Summersville, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+7.9%
Strong

📊 Market Snapshot

Home Value $206,839
Monthly Rent $801
Price-to-Rent 21.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +7.1% ▲
3-Year CAGR +4.4% ▲
5-Year CAGR +7.9% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 65571

Population: 1,927

💰 Median Household Income
$25,409
This area
$25,409
State
$62,768
USA
$74,580
🏠 Renter Occupied
26.8%
This area
26.8%
State
23.7%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-8.1%
USA
3.7%
🎓 College Educated
8.0%
This area
8.0%
State
8.6%
USA
33.7%
👤 Median Age
52.6 years
This area
52.6 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
17.2%
This area
17.2%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 93.4%
Other/Mixed 6.4%
Hispanic/Latino 0.4%
Asian 0.1%
👶 Under 18
21.8%
This area
21.8%
USA
22.0%
👴 65 and Over
28.6%
This area
28.6%
USA
17.3%
📊 Poverty Rate
26.3%
This area
26.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65571

B+ Avg School Grade
2 Schools
12.4:1 Avg Class Size
$15,080 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

SUMMERSVILLE ELEM.

📚 Pre-K – 05 Elementary
👥
229 Students
👨‍🏫
12.3:1 Class Size
💰
$15,080 Per Student
B+ Above Average

SUMMERSVILLE HIGH

📚 06 – 12 High School
👥
240 Students
👨‍🏫
12.4:1 Class Size
💰
$15,080 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Summersville, MO a smart market for rental property?

The 3.0/5 investability rating in Summersville, MO reflects its $207K prices and $801/mo rents. Investors generally consider it a solid option within MO.

Are homes affordable in Summersville, MO?

Summersville, MO median home values land near $207K. That is reasonable territory for investors looking at $801/mo-per-month rentals.

How strong are rents in Summersville, MO?

The typical rental in Summersville, MO commands about $801/mo monthly. That rent profile reliable cash flow against the $207K purchase basis.

What is the typical vacancy rate in Summersville, MO?

Summersville, MO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Can I live-in-and-rent in Summersville, MO?

The house hack math a challenging in Summersville, MO. Owner-occupant buyers benefit from the $801/mo rents and $207K home values.

You know 65571 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65571 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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