Real Estate Investing in Hale, Missouri (64643)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64643 (Hale, MO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 26.6% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 28.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hale, MO (64643)?
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Market Analysis: 64643 Hale
Not every below-median market is a bargain. Hale's 64643 ZIP reflects signals that favor experienced operators who can absorb the risk $273K pricing implies.
Rent of $801/mo on a $273K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 64643 sits below the stated 0.0% once reality is priced in.
In the broader MO picture, 64643 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Meanwhile, 1,093 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 64643 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Hale:
Market Trends
Home Value History (with trend line)
📊 How Does 64643 Compare?
| Metric | 64643 | Hale | Missouri |
|---|---|---|---|
| Home Value | $272,679 | $213,800 | $254,657 |
| 5-Year CAGR | 6.6% | 6.6% | 7.0% |
| Avg Rent | $801 | $801 | - |
| Cap Rate | 2.3% | 3.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64643 (Hale, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $272,679 |
| Monthly Rent | $801 |
| Price-to-Rent | 28.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.5% |
| Cap Rate | 2.3% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +4.1% ▲ |
| 3-Year CAGR | +4.3% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64643
Population: 1,093
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 64643
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How do home values compare in Hale, MO?
Homes in Hale, MO typically sell near $273K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
What is the typical renter like in Hale, MO?
Hale, MO offers a consistent renter base at the $801/mo rent level. Tenant turnover is reasonable for well-managed properties.
Are eviction rules reasonable in Hale, MO?
Hale, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
Is Hale, MO good for house hacking?
The house hack math a challenging in Hale, MO. Owner-occupant buyers benefit from the $801/mo rents and $273K home values.
Should investors consider Hale, MO?
The 3.0/5 investability rating in Hale, MO reflects its $273K prices and $801/mo rents. Investors generally consider it a solid option within MO.
You know 64643 now. You don’t know where it ranks.
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