Real Estate Investing in Chula, Missouri (64635)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64635 (Chula, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 20.9% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 27.3 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Chula, MO (64635)?
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Market Analysis: 64635 Chula
Investors eyeing 64635 need to respect the fundamentals at play. Home values of $262K come alongside slower price movement and elevated management overhead.
For an experienced owner, 64635 can be a a solid fit for hunting ground — but the discount at $262K reflects genuine risk that outside investors often underestimate.
Regionally, 64635 sits on the difficult end of the MO spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
A impressive renter share of 17% in 64635 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 64635 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Chula:
Market Trends
Home Value History (with trend line)
📊 How Does 64635 Compare?
| Metric | 64635 | Chula | Missouri |
|---|---|---|---|
| Home Value | $262,318 | $262,318 | $254,657 |
| 5-Year CAGR | 7.0% | 7.0% | 7.0% |
| Avg Rent | $801 | $801 | - |
| Cap Rate | 2.4% | 2.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64635 (Chula, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $262,318 |
| Monthly Rent | $801 |
| Price-to-Rent | 27.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +9.9% ▲ |
| 3-Year CAGR | +5.6% ▲ |
| 5-Year CAGR | +7.0% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64635
Population: 410
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 64635
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What kind of vacancy should I budget for in Chula, MO?
Chula, MO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What is the renter demographic in Chula, MO?
Chula, MO offers a stable renter base at the $801/mo rent level. Tenant turnover is reasonable for well-managed properties.
Should investors consider Chula, MO?
With a 3.0/5 investability score, Chula, MO ranks as a solid market for rental property investors. Median prices of $262K and rents of $801/mo drive the underlying numbers.
Is rental property easy to operate in Chula, MO?
Landlord-friendliness in Chula, MO is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What type of investing works in Chula, MO?
A careful cash-flow rentals with hands-on management strategy Chula, MO best. The market produces stable results for that approach at the $262K price point.
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