Real Estate Investing in Gower, Missouri (64454)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clinton County • Population: 2,586 • Data updated: September 2026

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Should you buy in 64454 (Gower, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 10.4% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 28.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Gower, MO (64454)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $320,304
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $68,261
% Renters 12.8%

Market Analysis: 64454 Gower

Meanwhile, ZIP 64454 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $320K median. It rewards specialists, not generalists.

From a cash-flow lens, the numbers look inviting — $320K purchase price, 0.0% nominal cap — the work to hit that pro forma in 64454 is substantial and deserves full respect.

Within MO, ZIP 64454 trails on several market indicators that neighboring Clinton County submarkets outperform. The gap is real and solid enough to shape underwriting.

On the rental side, 2,586 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 64454 is an operator game, not a passive one. Meanwhile, entry prices of $320K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Gower:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Kansas City, MO-KS Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
12.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Kansas City, MO-KS metro data

Market Trends

Home Value History (with trend line)

$339K$294K$248K$203K$158K$112KFeb 2009Nov 2017Jul 2026

📊 How Does 64454 Compare?

Metric 64454 Gower Kansas City, MO-KS Missouri
Home Value $320,304 $320,304 N/A $254,657
5-Year CAGR 7.0% 7.0% N/A 7.0%
Avg Rent $927 $927 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 64454? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64454 (Gower, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+7.0%
Strong

📊 Market Snapshot

Home Value $320,304
Monthly Rent $927
Price-to-Rent 28.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +6.7% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 64454

Population: 2,586

💰 Median Household Income
$68,261
This area
$68,261
State
$62,768
USA
$74,580
🏠 Renter Occupied
12.8%
This area
12.8%
State
23.7%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-8.1%
USA
3.7%
🎓 College Educated
32.9%
This area
32.9%
State
8.6%
USA
33.7%
👤 Median Age
38.0 years
This area
38.0 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
10.4%
This area
10.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 96.4%
Other/Mixed 3.6%
Hispanic/Latino 1.5%
👶 Under 18
28.3%
This area
28.3%
USA
22.0%
👴 65 and Over
18.5%
This area
18.5%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64454

A Avg School Grade
2 Schools
12.7:1 Avg Class Size
$14,614 Avg Per Pupil

Schools in This ZIP Code

A Very Good

EAST BUCHANAN ELEM.

📚 Pre-K – 05 Elementary
👥
298 Students
👨‍🏫
11.1:1 Class Size
💰
$14,614 Per Student
B+ Above Average

EAST BUCHANAN HIGH

📚 09 – 12 High School
👥
267 Students
👨‍🏫
14.2:1 Class Size
💰
$14,614 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 580 Off-Campus Students
C+
Missouri Western State University
3,817 students · 14.5 mi

Investor Insight: With 580 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much should I expect to pay for a home in Gower, MO?

Gower, MO home values average about $320K. That price point suits investors targeting rentals with $927/mo in monthly income.

How deep is the rental pool in Gower, MO?

Working renters make up the core of the Gower, MO tenant base. The pool is reasonable for investors targeting long-term holds.

Should investors consider Gower, MO?

Yes - Gower, MO a 3.0/5 investability score. With $320K home prices against $927/mo monthly rent, the market delivers a reasonable entry point for new investors.

Does Gower, MO favor landlords or tenants?

Gower, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

How much do tenants pay in Gower, MO?

Investors in Gower, MO typically see rents near $927/mo per month against $320K home values - a solid setup for rental cash flow.

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How 64454 ranks in Kansas City, MO-KS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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