Real Estate Investing in Poplar Bluff, Missouri (63945)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Butler County • Population: 1,278 • Data updated: September 2026

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Should you buy in 63945 (Poplar Bluff, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 22.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Poplar Bluff, MO (63945)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $189,742
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $47,137
% Renters 14.3%

Market Analysis: 63945 Poplar Bluff

ZIP 63945 inside Butler County looks affordable on the surface — median value of $190K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $190K asset, 63945 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader MO picture, 63945 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 63945 ZIP's population of 1,278 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Poplar Bluff:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+14.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Poplar Bluff, MO Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Poplar Bluff, MO metro data

Market Trends

Home Value History (with trend line)

$198K$183K$168K$153K$138K$123KFeb 2021Nov 2023Jul 2026

📊 How Does 63945 Compare?

Metric 63945 Poplar Bluff Poplar Bluff, MO Missouri
Home Value $189,742 $187,471 N/A $254,657
5-Year CAGR 7.3% 5.4% N/A 7.0%
Avg Rent $801 $851 N/A -
Cap Rate 3.3% 3.6% - -
💡 Why Invest in 63945? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63945 (Poplar Bluff, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+7.3%
Strong

📉 Market Crash Risk Index

Based on Poplar Bluff, MO metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $189,742
Monthly Rent $801
Price-to-Rent 19.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 10.6%

📈 Home Appreciation

1-Year +14.2% ▲
3-Year CAGR +7.6% ▲
5-Year CAGR +7.3% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.3%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 63945

Population: 1,278

💰 Median Household Income
$47,137
This area
$47,137
State
$62,768
USA
$74,580
🏠 Renter Occupied
14.3%
This area
14.3%
State
23.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-8.1%
USA
3.7%
🎓 College Educated
8.9%
This area
8.9%
State
8.6%
USA
33.7%
👤 Median Age
54.4 years
This area
54.4 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
22.8%
This area
22.8%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
18.9%
This area
18.9%
USA
22.0%
👴 65 and Over
22.8%
This area
22.8%
USA
17.3%
📊 Poverty Rate
5.2%
This area
5.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63945

B Avg School Grade
1 Schools
10.1:1 Avg Class Size
$10,469 Avg Per Pupil

Schools in This ZIP Code

B Good

HILLVIEW ELEM.

📚 Pre-K – 02 Elementary
👥
164 Students
👨‍🏫
10.1:1 Class Size
💰
$10,469 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 913 Off-Campus Students
C
Three Rivers College
2,682 students · 11.7 mi
C
Poplar Bluff Technical Career Center
14 students · 12.1 mi

Investor Insight: With 913 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong are rents in Poplar Bluff, MO?

Investors in Poplar Bluff, MO typically see rents near $801/mo per month against $190K home values - a solid setup for rental cash flow.

How strong is the working-renter base in Poplar Bluff, MO?

Tenant demand in Poplar Bluff, MO is solid. The local workforce $801/mo rents across most rental classes.

What is the rental occupancy rate in Poplar Bluff, MO?

Occupancy in Poplar Bluff, MO runs reliable with elevated vacancy. Well-priced units at $801/mo lease on reasonable timelines.

Are landlord laws favorable in Poplar Bluff, MO?

Poplar Bluff, MO operates under MO law, which is landlord-friendly overall for landlords. Expect stable treatment in typical lease and eviction cases.

Does Poplar Bluff, MO make sense for an investment property?

With a 3.0/5 investability score, Poplar Bluff, MO ranks as a solid market for rental property investors. Median prices of $190K and rents of $801/mo drive the underlying numbers.

You know 63945 now. You don’t know where it ranks.

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How 63945 ranks in Poplar Bluff, MO

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