Real Estate Investing in Risco, Missouri (63874)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

New Madrid County • Population: 243 • Data updated: September 2026

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Should you buy in 63874 (Risco, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.

⚠️ Risks to Know
2 flags
  • High vacancy: 31.7% of homes vacant — above national norms.
  • Higher unemployment: 7.6% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Risco, MO (63874)?

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5.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $69,921
Avg Monthly Rent $801
1% Rule ✓ Meets
Median Income $41,750
% Renters 24.2%

Market Analysis: 63874 Risco

Within New Madrid County, the 63874 ZIP clocks in at a lower entry point around $70K. On balance, operators who can improve stock here typically see outsized uplift.

ZIP 63874 favors investors with a contractor on speed dial. Turning to rents, the turnkey yield looks ordinary, a renovated unit pulls stronger rent than the unrenovated $801/mo average.

The a strong candidate for piece of regional context is that nearby ZIPs with newer stock and higher basis have priced out of the value-add game. 63874 has not.

Residents in 63874 skew younger than the county average, and that matters for rehab positioning. Younger renters respond to finishes, appliances, and in-unit laundry in ways that move rent.

BRRRR is the most natural fit. Buy under $70K, rehab, refinance, and the capital recycles in a way turnkey markets cannot replicate.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Risco:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.7× the median income
Value Trend
Rising (+29.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$73K$65K$57K$49K$41K$32KFeb 2012May 2019Jul 2026

📊 How Does 63874 Compare?

Metric 63874 Risco Missouri
Home Value $69,921 $69,921 $254,657
5-Year CAGR 5.9% 5.9% 7.0%
Avg Rent $801 $801 -
Cap Rate 8.9% 8.9% -
💡 Why Invest in 63874? Click to expand

This ZIP code meets the 1% rule with rent at $801/mo on homes averaging $69,921 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63874 (Risco, MO). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
8.9%
Excellent
5yr Growth
+5.9%
Moderate

📊 Market Snapshot

Home Value $69,921
Monthly Rent $801
Price-to-Rent 7.3:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 13.8%
Cap Rate 8.9%
5-Year IRR 14.8%

📈 Home Appreciation

1-Year +29.5% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 8.9%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (8.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63874

Population: 243

💰 Median Household Income
$41,750
This area
$41,750
State
$62,768
USA
$74,580
🏠 Renter Occupied
24.2%
This area
24.2%
State
23.7%
USA
34.0%
💼 Unemployment Rate
7.6%
This area
7.6%
State
-8.1%
USA
3.7%
🎓 College Educated
0.8%
This area
0.8%
State
8.6%
USA
33.7%
👤 Median Age
41.6 years
This area
41.6 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
31.7%
This area
31.7%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 87.1%
Other/Mixed 12.9%
Hispanic/Latino 4.5%
👶 Under 18
28.2%
This area
28.2%
USA
22.0%
👴 65 and Over
16.3%
This area
16.3%
USA
17.3%
📊 Poverty Rate
14.1%
This area
14.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63874

B+ Avg School Grade
2 Schools
8.1:1 Avg Class Size
$14,822 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

RISCO ELEM.

📚 Pre-K – 06 School
👥
84 Students
👨‍🏫
7.4:1 Class Size
💰
$14,822 Per Student
B+ Above Average

RISCO HIGH

📚 07 – 12 High School
👥
76 Students
👨‍🏫
8.7:1 Class Size
💰
$14,822 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What approach is best for Risco, MO real estate?

In Risco, MO the resilient play is typically value-add and BRRRR deals. The combination of $70K prices and $801/mo rents suits that approach.

How much should I expect to pay for a home in Risco, MO?

Median home price in Risco, MO is near $70K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

What are rental rates like in Risco, MO?

Expect rents around $801/mo per month in Risco, MO. With home values at $70K, the yield math works out to reasonable levels for rental investors.

Does house hacking work in Risco, MO?

House hacking in Risco, MO is an attractive. With home values around $70K and rents at $801/mo, owner-occupants can offset a meaningful share of PITI.

Is Risco, MO a smart market for rental property?

Investors tracking Risco, MO will find a 5.0/5 rating supported by $70K median home values and $801/mo rents. That profile suits long-term holders targeting steady returns.

You know 63874 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63874 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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