Real Estate Investing in Lilbourn, Missouri (63862)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

New Madrid County • Population: 1,315 • Data updated: September 2026

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Should you buy in 63862 (Lilbourn, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lilbourn, MO (63862)?

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5.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $62,567
Avg Monthly Rent $801
1% Rule ✓ Meets
Median Income $42,969
% Renters 29.7%

Market Analysis: 63862 Lilbourn

ZIP 63862 offers what many appreciation markets cannot: an affordable basis at $63K and rent support of $801/mo for rehab-driven equity creation in New Madrid County.

Investors in 63862 do not buy the market average — they buy the unit they can improve. $63K median pricing and $801/mo comps define the envelope within which the work has to pay.

Statewide, MO value-add investors migrate toward ZIPs with 63862's profile — older stock, soft but real rent growth, and $63K pricing that keeps rehab math workable.

Looking more closely, incomes in 63862 sit below the county median, the tenant pool is deep and the demand for upgraded rental stock consistently outruns supply.

The strategy in 63862 is forced equity, not market equity. In practical terms, entry prices are accommodating at $63K, the returns sit in the renovation budget, not the holding period.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lilbourn:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.5× the median income
Value Trend
Rising (+3.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 63862

Which property type performs best in this market?

Best for Cash Flow
2BR
12.9% cap rate
Best for Appreciation
3BR
+8.5% 5yr CAGR
Best Overall Value
2BR
$24,912/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $49,824 $890 12.9% +8.4% $24,912
3BR $84,466 $1,060 9.0% +8.5% $28,155

Market Trends

Home Value History (with trend line)

$77K$66K$55K$44K$33K$22KMay 2009Dec 2017Jul 2026

📊 How Does 63862 Compare?

Metric 63862 Lilbourn Missouri
Home Value $62,567 $62,567 $254,657
5-Year CAGR 6.4% 6.4% 7.0%
Avg Rent $801 $801 -
Cap Rate 10.0% 10.0% -
💡 Why Invest in 63862? Click to expand

This ZIP code meets the 1% rule with rent at $801/mo on homes averaging $62,567 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63862 (Lilbourn, MO). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
10.0%
Excellent
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $62,567
Monthly Rent $801
Price-to-Rent 6.5:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 15.4%
Cap Rate 10.0%
5-Year IRR 16.4%

📈 Home Appreciation

1-Year +3.1% ▲
3-Year CAGR +0.7% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 10.0%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (10.0%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 63862

Population: 1,315

💰 Median Household Income
$42,969
This area
$42,969
State
$62,768
USA
$74,580
🏠 Renter Occupied
29.7%
This area
29.7%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-8.1%
USA
3.7%
🎓 College Educated
11.9%
This area
11.9%
State
8.6%
USA
33.7%
👤 Median Age
37.2 years
This area
37.2 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
19.8%
This area
19.8%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 68.7%
Black/African American 22.7%
Other/Mixed 8.6%
Hispanic/Latino 5.6%
👶 Under 18
28.5%
This area
28.5%
USA
22.0%
👴 65 and Over
14.5%
This area
14.5%
USA
17.3%
📊 Poverty Rate
14.9%
This area
14.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63862

A Avg School Grade
1 Schools
12.2:1 Avg Class Size
$19,973 Avg Per Pupil

Schools in This ZIP Code

A Very Good

LILBOURN ELEMENTARY

📚 Pre-K – 05 Elementary
👥
240 Students
👨‍🏫
12.2:1 Class Size
💰
$19,973 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Lilbourn, MO a 1% rule market?

The 1% rule is solid territory for Lilbourn, MO. Rent-to-price at the median is 1.28%, putting many properties within striking distance.

Does BRRRR pencil out in Lilbourn, MO?

Lilbourn, MO is a strong for BRRRR. Acquiring below market, rehabbing, and leasing at $801/mo produces solid refinance appraisals against $63K values.

Which real estate strategy fits Lilbourn, MO?

Most investors in Lilbourn, MO run a value-add and BRRRR deals strategy. It aligns with the 5.0/5 investability profile and the market fundamentals.

What do rentals go for in Lilbourn, MO?

Rent in Lilbourn, MO is around $801/mo. The resulting rent-to-value relationship with $63K pricing is reasonable for most investor models.

Where do home prices stand in Lilbourn, MO?

Homes in Lilbourn, MO typically sell near $63K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

You know 63862 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63862 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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