Real Estate Investing in Matthews, Missouri (63867)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

New Madrid County • Population: 855 • Data updated: September 2026

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Should you buy in 63867 (Matthews, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 14.1% of homes vacant — above national norms.
  • Elevated poverty: 21.4% poverty rate — can affect rent collection.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Matthews, MO (63867)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $125,251
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $43,125
% Renters 33.3%

Market Analysis: 63867 Matthews

Not every below-median market is a bargain. Matthews's 63867 ZIP reports signals that favor experienced operators who can absorb the risk $125K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 63867 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Stepping back, 63867 offers a low basis, the region around Matthews has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 63867 ZIP's population of 855 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.

The 63867 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Matthews:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+9.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$132K$112K$92K$71K$51K$31KJun 2011Jan 2019Jul 2026

📊 How Does 63867 Compare?

Metric 63867 Matthews Missouri
Home Value $125,251 $125,251 $254,657
5-Year CAGR 7.4% 7.4% 7.0%
Avg Rent $801 $801 -
Cap Rate 5.0% 5.0% -
💡 Why Invest in 63867? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63867 (Matthews, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.0%
Fair
5yr Growth
+7.4%
Strong

📊 Market Snapshot

Home Value $125,251
Monthly Rent $801
Price-to-Rent 13.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.7%
Cap Rate 5.0%
5-Year IRR 12.3%

📈 Home Appreciation

1-Year +9.0% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +7.4% ▲
10-Year CAGR +9.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 63867

Population: 855

💰 Median Household Income
$43,125
This area
$43,125
State
$62,768
USA
$74,580
🏠 Renter Occupied
33.3%
This area
33.3%
State
23.7%
USA
34.0%
💼 Unemployment Rate
5.2%
This area
5.2%
State
-8.1%
USA
3.7%
🎓 College Educated
2.7%
This area
2.7%
State
8.6%
USA
33.7%
👤 Median Age
39.5 years
This area
39.5 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
14.1%
This area
14.1%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 96.3%
Other/Mixed 3.7%
👶 Under 18
24.2%
This area
24.2%
USA
22.0%
👴 65 and Over
17.4%
This area
17.4%
USA
17.3%
📊 Poverty Rate
21.4%
This area
21.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63867

A Avg School Grade
1 Schools
11.5:1 Avg Class Size
$19,973 Avg Per Pupil

Schools in This ZIP Code

A Very Good

MATTHEWS ELEMENTARY

📚 Pre-K – 05 Elementary
👥
144 Students
👨‍🏫
11.5:1 Class Size
💰
$19,973 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the renter demographic in Matthews, MO?

Expect a solid tenant pool in Matthews, MO. The rental market absorbs $801/mo rents without meaningful friction.

Does a duplex house hack pencil in Matthews, MO?

Matthews, MO is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $125K price point reasonable to enter.

Where do home prices stand in Matthews, MO?

In Matthews, MO the median home value sits at $125K. Against the broader MO market, that reads as reasonable for most investors.

Is Matthews, MO landlord-friendly?

Rental owners in Matthews, MO deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How much is rent in Matthews, MO?

Investors in Matthews, MO typically see rents near $801/mo per month against $125K home values - a solid setup for rental cash flow.

You know 63867 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63867 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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