Real Estate Investing in New Madrid, Missouri (63869)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

New Madrid • Population: 3,184 • Data updated: September 2026

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Should you buy in 63869 (New Madrid, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in New Madrid, MO (63869)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $116,796
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $41,296
% Renters 39.7%

Market Analysis: 63869 New Madrid

From a cash-flow lens, ZIP 63869 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $117K median. It rewards specialists, not generalists.

Rent of $846/mo on a $117K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 63869 sits below the stated 0.0% once reality is priced in.

ZIP 63869's metrics run below New Madrid's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 63869 ZIP's population of 3,184 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in New Madrid:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 63869

Which property type performs best in this market?

Best for Cash Flow
2BR
10.5% cap rate
Best for Appreciation
4BR
+7.7% 5yr CAGR
Best Overall Value
2BR
$32,363/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $64,727 $940 10.5% +6.5% $32,363
3BR $121,564 $1,130 6.7% +6.9% $40,521
4BR $183,242 $1,240 4.9% +7.7% $45,810

Market Trends

Home Value History (with trend line)

$127K$110K$94K$77K$60K$44KMay 2009Dec 2017Jul 2026

📊 How Does 63869 Compare?

Metric 63869 New Madrid Missouri
Home Value $116,796 $116,796 $254,657
5-Year CAGR 6.5% 6.5% 7.0%
Avg Rent $846 $846 -
Cap Rate 5.7% 5.7% -
💡 Why Invest in 63869? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 40% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63869 (New Madrid, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.7%
Fair
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $116,796
Monthly Rent $846
Price-to-Rent 11.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.7%
Cap Rate 5.7%
5-Year IRR 12.1%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 63869

Population: 3,184

💰 Median Household Income
$41,296
This area
$41,296
State
$62,768
USA
$74,580
🏠 Renter Occupied
39.7%
This area
39.7%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-8.1%
USA
3.7%
🎓 College Educated
11.9%
This area
11.9%
State
8.6%
USA
33.7%
👤 Median Age
46.2 years
This area
46.2 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
18.3%
This area
18.3%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 72.1%
Black/African American 20.6%
Other/Mixed 7.2%
Hispanic/Latino 1.5%
👶 Under 18
18.4%
This area
18.4%
USA
22.0%
👴 65 and Over
23.6%
This area
23.6%
USA
17.3%
📊 Poverty Rate
3.8%
This area
3.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63869

B+ Avg School Grade
5 Schools
11.1:1 Avg Class Size
$19,973 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CENTRAL HIGH SCHOOL

📚 09 – 12 High School
👥
363 Students
👨‍🏫
11.6:1 Class Size
💰
$19,973 Per Student
A+ Excellent

CENTRAL MIDDLE SCHOOL

📚 06 – 08 Middle
👥
285 Students
👨‍🏫
9.8:1 Class Size
💰
$19,973 Per Student
A Very Good

NEW MADRID ELEMENTARY

📚 Pre-K – 05 Elementary
👥
250 Students
👨‍🏫
12.1:1 Class Size
💰
$19,973 Per Student
B Good

NEW MADRID R-I TECH SKILLS CTR

📚 09 – 12 High School Limited Data
💰
$19,973 Per Student
C Below Average

NEW MADRID BEND YOUTH CTR.

📚 06 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How does New Madrid, MO rate as a rental market?

Our data puts New Madrid, MO at 3.0/5 for investability. Home prices of $117K and rents around $846/mo create a solid backdrop for investor activity.

How strict are landlord regulations in New Madrid, MO?

For rental operators, New Madrid, MO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How do experienced investors play New Madrid, MO?

New Madrid, MO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($117K prices, $846/mo rents) make it a reasonable choice.

What is the renter demographic in New Madrid, MO?

The renter base in New Madrid, MO is reasonable for the $846/mo price point. Screening well and pricing to market typically yields consistent tenants.

How tight is the rental market in New Madrid, MO?

New Madrid, MO sees elevated vacancy, which is reasonable relative to the broader MO rental market.

You know 63869 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63869 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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