Real Estate Investing in Bernie, Missouri (63822)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63822 (Bernie, MO)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 11.7% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bernie, MO (63822)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 63822 Bernie
ZIP 63822 inside Stoddard County looks affordable on the surface — median value of $111K — but the discount exists for reasons that a careful buyer should understand before committing.
For an experienced owner, 63822 can be a worth a close look for hunting ground — but the discount at $111K reflects genuine risk that outside investors often underestimate.
Regionally, 63822 sits on the difficult end of the MO spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
Employment concentration in 63822 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Bernie:
Market Trends
Home Value History (with trend line)
📊 How Does 63822 Compare?
| Metric | 63822 | Bernie | Missouri |
|---|---|---|---|
| Home Value | $111,401 | $111,401 | $254,657 |
| 5-Year CAGR | 4.3% | 4.3% | 7.0% |
| Avg Rent | $810 | $810 | - |
| Cap Rate | 5.7% | 5.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63822 (Bernie, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $111,401 |
| Monthly Rent | $810 |
| Price-to-Rent | 11.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.7% |
| Cap Rate | 5.7% |
| 5-Year IRR | 10.0% |
📈 Home Appreciation
| 1-Year | +14.1% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +4.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (7.0%) exceeds the estimated cap rate (5.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63822
Population: 2,562
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63822
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the average monthly rent in Bernie, MO?
Rental rates in Bernie, MO average $810/mo. Tenant demand and $111K home values make the yield look reasonable by investor standards.
How high is vacancy risk in Bernie, MO?
Bernie, MO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
How strong is Bernie, MO for real estate investors?
Bernie, MO reports an investability rating of 3.0/5, with median home values near $111K and average rents around $810/mo. That combination puts it in the solid tier for investor interest.
What type of investing works in Bernie, MO?
For Bernie, MO, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
What is the typical home price in Bernie, MO?
Bernie, MO median home values land near $111K. That is reasonable territory for investors looking at $810/mo-per-month rentals.
You know 63822 now. You don’t know where it ranks.
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