Real Estate Investing in New Cambria, Missouri (63558)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Macon County • Population: 670 • Data updated: September 2026

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Should you buy in 63558 (New Cambria, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 28.9% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.4 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in New Cambria, MO (63558)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $254,164
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $53,913
% Renters 13.6%

Market Analysis: 63558 New Cambria

Investors eyeing 63558 need to respect the fundamentals at play. Home values of $254K come alongside slower price movement and elevated management overhead.

The investment case in 63558 is sturdy only for operators who understand what they are buying. A $254K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Looking more closely, 63558 offers a low basis, the region around New Cambria has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 63558 includes headwinds that any investor should price in. Income distribution skews lower than New Cambria averages, and tenant stability requires active management.

New investors are better served looking at New Cambria's stable or hybrid ZIPs before stepping into 63558. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in New Cambria:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+15.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$266K$231K$196K$161K$126K$91KJan 2016May 2021Jul 2026

📊 How Does 63558 Compare?

Metric 63558 New Cambria Missouri
Home Value $254,164 $254,164 $254,657
5-Year CAGR 9.1% 9.1% 7.0%
Avg Rent $801 $801 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 63558? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63558 (New Cambria, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+9.1%
Strong

📊 Market Snapshot

Home Value $254,164
Monthly Rent $801
Price-to-Rent 26.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 11.5%

📈 Home Appreciation

1-Year +15.9% ▲
3-Year CAGR +6.6% ▲
5-Year CAGR +9.1% ▲
10-Year CAGR +9.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 63558

Population: 670

💰 Median Household Income
$53,913
This area
$53,913
State
$62,768
USA
$74,580
🏠 Renter Occupied
13.6%
This area
13.6%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-8.1%
USA
3.7%
🎓 College Educated
8.0%
This area
8.0%
State
8.6%
USA
33.7%
👤 Median Age
51.9 years
This area
51.9 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
28.9%
This area
28.9%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 95.9%
Black/African American 2.9%
Other/Mixed 1.1%
Hispanic/Latino 0.3%
👶 Under 18
19.2%
This area
19.2%
USA
22.0%
👴 65 and Over
20.6%
This area
20.6%
USA
17.3%
📊 Poverty Rate
9.4%
This area
9.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63558

A Avg School Grade
2 Schools
5.4:1 Avg Class Size
$22,979 Avg Per Pupil

Schools in This ZIP Code

A Very Good

MACON CO. ELEM.

📚 Pre-K – 05 Elementary
👥
43 Students
👨‍🏫
4.8:1 Class Size
💰
$22,979 Per Student
A Very Good

MACON CO. HIGH

📚 06 – 12 High School
👥
48 Students
👨‍🏫
5.9:1 Class Size
💰
$22,979 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What are home prices like in New Cambria, MO?

Median home price in New Cambria, MO is near $254K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.

What kind of tenants rent in New Cambria, MO?

New Cambria, MO offers a stable renter base at the $801/mo rent level. Tenant turnover is reasonable for well-managed properties.

Is New Cambria, MO a good place for real estate investing?

Yes - New Cambria, MO a 3.0/5 investability score. With $254K home prices against $801/mo monthly rent, the market delivers a reasonable entry point for new investors.

Should investors worry about vacancy in New Cambria, MO?

New Cambria, MO sees elevated vacancy, which is reasonable relative to the broader MO rental market.

Is MO a landlord-friendly state?

Landlord-friendliness in New Cambria, MO is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

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