Real Estate Investing in Troy, Missouri (63379)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63379 (Troy, MO)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Troy, MO (63379)?
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Market Analysis: 63379 Troy
The 63379 ZIP in Troy, MO is a local-operator market. Outside capital chasing a $320K entry has to pair deep knowledge with the discount.
Distressed markets are won on execution, not on spreadsheets. ZIP 63379 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Nearby ZIPs in Troy have seen price recovery that 63379 has not matched. Lincoln County data supports the view that the spread is structural rather than temporary.
Who lives in 63379 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 63379 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Troy:
Property Strategy for 63379
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $212,576 | $1,160 | 3.9% | +8.7% | $106,288 |
| 3BR | $300,210 | $1,490 | 3.6% | +7.7% | $100,070 |
| 4BR | $400,282 | $1,730 | 3.1% | +7.8% | $100,071 |
| 5BR | $500,843 | — | — | +7.9% | $100,169 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 63379 Compare?
| Metric | 63379 | Troy | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $319,595 | $319,595 | N/A | $254,657 |
| 5-Year CAGR | 5.7% | 5.7% | N/A | 7.0% |
| Avg Rent | $1,320 | $1,320 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63379 (Troy, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $319,595 |
| Monthly Rent | $1,320 |
| Price-to-Rent | 20.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.2% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +7.7% ▲ |
| 3-Year CAGR | +4.9% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63379
Population: 27,409
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63379
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How do home values compare in Troy, MO?
Homes in Troy, MO typically sell near $320K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.
What kind of market is Troy, MO for investors?
Investors tracking Troy, MO will find a 3.0/5 rating supported by $320K median home values and $1,320/mo rents. That profile suits long-term holders targeting stable returns.
Is house hacking profitable in Troy, MO?
House hacking works a challenging in Troy, MO. Rents of $1,320/mo against $320K acquisition make the strategy solid for owner-occupants.
Is Troy, MO good for landlords?
For rental operators, Troy, MO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
How much do tenants pay in Troy, MO?
Rent in Troy, MO is around $1,320/mo. The resulting rent-to-value relationship with $320K pricing is reasonable for most investor models.
You know 63379 now. You don’t know where it ranks.
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How 63379 ranks in St. Louis, MO-IL
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