Real Estate Investing in Saint Clair, Missouri (63077)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63077 (Saint Clair, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.9% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Saint Clair, MO (63077)?
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Market Analysis: 63077 Saint Clair
ZIP 63077 in Saint Clair, MO carries a robust set of headwinds. Home values near $211K and rents of $891/mo sit inside a market where underwriting has to be tight.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $211K asset, 63077 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 63077's metrics run below Franklin County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 63077 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Distressed ZIPs reward experience. substantial returns are possible in 63077, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Saint Clair:
Property Strategy for 63077
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $119,802 | $800 | 4.8% | — | $119,802 |
| 2BR | $163,867 | $990 | 4.3% | +7.6% | $81,933 |
| 3BR | $228,850 | $1,270 | 4.0% | +7.5% | $76,283 |
| 4BR | $288,067 | $1,480 | 3.7% | +7.6% | $72,017 |
Market Trends
Home Value History (with trend line)
📊 How Does 63077 Compare?
| Metric | 63077 | Saint Clair | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $210,957 | $232,282 | N/A | $254,657 |
| 5-Year CAGR | 6.1% | 6.1% | N/A | 7.0% |
| Avg Rent | $891 | $1,022 | N/A | - |
| Cap Rate | 3.3% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63077 (Saint Clair, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $210,957 |
| Monthly Rent | $891 |
| Price-to-Rent | 19.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +8.2% ▲ |
| 3-Year CAGR | +5.5% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63077
Population: 11,466
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63077
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Saint Clair, MO landlord-friendly?
Saint Clair, MO operates under MO law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.
How much do tenants pay in Saint Clair, MO?
Rental rates in Saint Clair, MO average $891/mo. Tenant demand and $211K home values make the yield look reasonable by investor standards.
What strategy should investors use in Saint Clair, MO?
Saint Clair, MO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($211K prices, $891/mo rents) make it a reasonable choice.
Can I live-in-and-rent in Saint Clair, MO?
House hacking in Saint Clair, MO is reasonable to execute. Prices around $211K and rents of $891/mo solid owner-occupant economics.
How expensive is real estate in Saint Clair, MO?
Expect median prices around $211K in Saint Clair, MO. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.
You know 63077 now. You don’t know where it ranks.
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How 63077 ranks in St. Louis, MO-IL
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