Real Estate Investing in Saint Clair, Missouri (63060)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63060 (Saint Clair, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.0% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Saint Clair, MO (63060)?
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Market Analysis: 63060 Saint Clair
This part of Franklin County is not an easy win. The 63060 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed markets are won on execution, not on spreadsheets. ZIP 63060 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
ZIP 63060's metrics run below Franklin County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Employment concentration in 63060 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The right play in 63060 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Saint Clair:
Property Strategy for 63060
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $216,547 | $1,280 | 4.3% | — | $108,273 |
| 3BR | $296,661 | $1,650 | 4.0% | +7.3% | $98,887 |
Market Trends
Home Value History (with trend line)
📊 How Does 63060 Compare?
| Metric | 63060 | Saint Clair | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $253,608 | $232,282 | N/A | $254,657 |
| 5-Year CAGR | 6.1% | 6.1% | N/A | 7.0% |
| Avg Rent | $1,152 | $1,022 | N/A | - |
| Cap Rate | 3.5% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63060 (Saint Clair, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $253,608 |
| Monthly Rent | $1,152 |
| Price-to-Rent | 18.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.5% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +12.4% ▲ |
| 3-Year CAGR | +6.1% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63060
Population: 2,183
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63060
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What do rentals go for in Saint Clair, MO?
Average rent in Saint Clair, MO is approximately $1,152/mo per month. Against $254K home values that yields a reasonable rent-to-price ratio.
What kind of tenants rent in Saint Clair, MO?
Saint Clair, MO offers a reliable renter base at the $1,152/mo rent level. Tenant turnover is reasonable for well-managed properties.
Does house hacking make sense in Saint Clair, MO?
House hacking works a challenging in Saint Clair, MO. Rents of $1,152/mo against $254K acquisition make the strategy solid for owner-occupants.
Is MO a landlord-friendly state?
The landlord environment in Saint Clair, MO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
Are homes affordable in Saint Clair, MO?
Saint Clair, MO median home values land near $254K. That is reasonable territory for investors looking at $1,152/mo-per-month rentals.
You know 63060 now. You don’t know where it ranks.
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How 63060 ranks in St. Louis, MO-IL
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