Real Estate Investing in Herculaneum, Missouri (63048)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63048 (Herculaneum, MO)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Herculaneum, MO (63048)?
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Market Analysis: 63048 Herculaneum
Not every below-median market is a bargain. Herculaneum's 63048 ZIP posts signals that favor experienced operators who can absorb the risk $304K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 63048 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 63048 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 63048 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 63048 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Herculaneum:
Property Strategy for 63048
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $216,800 | $1,830 | 6.1% | +10.4% | $108,400 |
| 3BR | $304,209 | $2,360 | 5.6% | +7.8% | $101,403 |
| 4BR | $336,085 | $2,720 | 5.8% | +7.4% | $84,021 |
Market Trends
Home Value History (with trend line)
📊 How Does 63048 Compare?
| Metric | 63048 | Herculaneum | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $304,032 | $304,032 | N/A | $254,657 |
| 5-Year CAGR | 6.7% | 6.7% | N/A | 7.0% |
| Avg Rent | $1,647 | $1,647 | N/A | - |
| Cap Rate | 4.2% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63048 (Herculaneum, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $304,032 |
| Monthly Rent | $1,647 |
| Price-to-Rent | 15.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.5% |
| Cap Rate | 4.2% |
| 5-Year IRR | 10.9% |
📈 Home Appreciation
| 1-Year | +7.3% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +6.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63048
Population: 4,143
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63048
Schools in This ZIP Code
Nearby Schools (3 more)
Schools in adjacent ZIP codes that may serve this area
PEVELY ELEM.
CRYSTAL CITY ELEM.
CRYSTAL CITY HIGH
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 610 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are homes affordable in Herculaneum, MO?
Herculaneum, MO median home values land near $304K. That is reasonable territory for investors looking at $1,647/mo-per-month rentals.
What approach is best for Herculaneum, MO real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Herculaneum, MO. The numbers - $304K homes against $1,647/mo rents - support that play.
Is the tenant base reliable in Herculaneum, MO?
Tenant demand in Herculaneum, MO is solid. The local workforce $1,647/mo rents across most rental classes.
Does Herculaneum, MO favor landlords or tenants?
Herculaneum, MO operates under MO law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.
How much do tenants pay in Herculaneum, MO?
Expect rents around $1,647/mo per month in Herculaneum, MO. With home values at $304K, the yield math works out to reasonable levels for rental investors.
You know 63048 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 63048 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 63048 ranks in St. Louis, MO-IL
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