Real Estate Investing in De Soto, Missouri (63020)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63020 (De Soto, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.6% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in De Soto, MO (63020)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 63020 De Soto
ZIP 63020 inside Jefferson County looks affordable on the surface — median value of $247K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $909/mo on a $247K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 63020 sits below the stated 0.0% once reality is priced in.
In the broader MO picture, 63020 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 63020 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in De Soto:
Property Strategy for 63020
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $165,188 | $1,010 | 4.4% | +8.2% | $82,594 |
| 3BR | $241,361 | $1,300 | 3.9% | +8.0% | $80,454 |
| 4BR | $296,205 | $1,500 | 3.6% | +7.6% | $74,051 |
Market Trends
Home Value History (with trend line)
📊 How Does 63020 Compare?
| Metric | 63020 | De Soto | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $247,127 | $247,127 | N/A | $254,657 |
| 5-Year CAGR | 5.5% | 5.5% | N/A | 7.0% |
| Avg Rent | $909 | $909 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63020 (De Soto, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $247,127 |
| Monthly Rent | $909 |
| Price-to-Rent | 22.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 8.4% |
📈 Home Appreciation
| 1-Year | +9.3% ▲ |
| 3-Year CAGR | +5.7% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +5.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63020
Population: 20,357
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63020
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 610 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Do landlords face vacancy issues in De Soto, MO?
Vacancy in De Soto, MO is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $909/mo.
How expensive is real estate in De Soto, MO?
Typical homes in De Soto, MO go for around $247K. The 5-year CAGR of 0.0% measured price movement.
How much is rent in De Soto, MO?
The typical rental in De Soto, MO commands about $909/mo monthly. That rent profile consistent cash flow against the $247K purchase basis.
Can I live-in-and-rent in De Soto, MO?
House hacking works a challenging in De Soto, MO. Rents of $909/mo against $247K acquisition make the strategy solid for owner-occupants.
What kind of market is De Soto, MO for investors?
With a 3.0/5 investability score, De Soto, MO ranks as a solid market for rental property investors. Median prices of $247K and rents of $909/mo drive the underlying numbers.
You know 63020 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 63020 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 63020 ranks in St. Louis, MO-IL
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