Real Estate Investing in Saint David, Illinois (61563)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fulton County • Population: 548 • Data updated: September 2026

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Should you buy in 61563 (Saint David, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.0% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Saint David, IL (61563)?

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5.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $69,368
Avg Monthly Rent $828
1% Rule ✓ Meets
Median Income $51,125
% Renters 4.0%

Market Analysis: 61563 Saint David

Investors scanning Saint David, IL for forced-equity plays often land on the 61563 ZIP. A a credible choice for entry near $69K pairs with rents of $828/mo to widen the renovation window.

ZIP 61563 favors investors with a contractor on speed dial. In practical terms, the turnkey yield looks ordinary, a renovated unit pulls stronger rent than the unrenovated $828/mo average.

The a solid fit for piece of regional context is that nearby ZIPs with newer stock and higher basis have priced out of the value-add game. 61563 has not.

In practical terms, incomes in 61563 sit below the county median, the tenant pool is deep and the demand for upgraded rental stock consistently outruns supply.

ZIP 61563 fits investors who can swing a hammer — or pay someone to swing one well. BRRRR, fix-and-flip, and fix-and-hold all work when the rehab scope is matched to the rent lift.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saint David:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.4× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Peoria, IL Metro Area
Even conditions for buyers and sellers
27 days
Average time to sell
Fast
11.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Peoria, IL metro data

Market Trends

Home Value History (with trend line)

$73K$65K$56K$48K$40K$32KFeb 2016May 2021Jul 2026

📊 How Does 61563 Compare?

Metric 61563 Saint David Peoria, IL Illinois
Home Value $69,368 $69,368 N/A $279,761
5-Year CAGR 5.7% 5.7% N/A 6.6%
Avg Rent $828 $828 N/A -
Cap Rate 9.3% 9.3% - -
💡 Why Invest in 61563? Click to expand

This ZIP code meets the 1% rule with rent at $828/mo on homes averaging $69,368 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 61563 (Saint David, IL). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
9.3%
Excellent
5yr Growth
+5.7%
Moderate

📉 Market Crash Risk Index

Based on Peoria, IL metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
0/2
27 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $69,368
Monthly Rent $828
Price-to-Rent 7.0:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 14.3%
Cap Rate 9.3%
5-Year IRR 15.1%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 9.3%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (9.3%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 61563

Population: 548

💰 Median Household Income
$51,125
This area
$51,125
State
$75,721
USA
$74,580
🏠 Renter Occupied
4.0%
This area
4.0%
State
22.2%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
-3.3%
USA
3.7%
🎓 College Educated
18.3%
This area
18.3%
State
16.4%
USA
33.7%
👤 Median Age
42.7 years
This area
42.7 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
14.0%
This area
14.0%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 99.5%
Other/Mixed 0.5%
👶 Under 18
16.5%
This area
16.5%
USA
22.0%
👴 65 and Over
23.6%
This area
23.6%
USA
17.3%
📊 Poverty Rate
8.2%
This area
8.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 407 Off-Campus Students
C
Spoon River College
1,225 students · 2.7 mi
C
Graham Hospital School of Nursing
36 students · 4.2 mi

Frequently Asked Questions

How viable is house hacking in Saint David, IL?

House hacking works an attractive in Saint David, IL. Rents of $828/mo against $69K acquisition make the strategy solid for owner-occupants.

What monthly rent should investors expect in Saint David, IL?

Rent in Saint David, IL is around $828/mo. The resulting rent-to-value relationship with $69K pricing is reasonable for most investor models.

What are home prices like in Saint David, IL?

Typical homes in Saint David, IL go for around $69K. The 5-year CAGR of 0.0% steady price movement.

Is it possible to hit the 1% rule in Saint David, IL?

The median property in Saint David, IL ($69K at $828/mo rent) a 1.19% rent-to-price figure. Pure 1% deals require disciplined offer pricing.

How does Saint David, IL rate as a rental market?

Yes - Saint David, IL a 5.0/5 investability score. With $69K home prices against $828/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 61563 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 61563 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 61563 ranks in Peoria, IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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