Real Estate Investing in New Boston, Illinois (61272)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mercer County • Population: 1,463 • Data updated: September 2026

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Should you buy in 61272 (New Boston, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.1% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in New Boston, IL (61272)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $149,213
Avg Monthly Rent $963
1% Rule ✗ Does Not Meet
Median Income $57,083
% Renters 15.6%

Market Analysis: 61272 New Boston

ZIP 61272 inside Mercer County looks affordable on the surface — median value of $149K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 61272 can be a a solid fit for hunting ground — but the discount at $149K reflects genuine risk that outside investors often underestimate.

The gap between 61272 and stronger New Boston ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 61272 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in New Boston:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+28.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $963/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$153K$144K$135K$126K$117K$108KFeb 2021Nov 2023Jul 2026

📊 How Does 61272 Compare?

Metric 61272 New Boston Illinois
Home Value $149,213 $149,213 $279,761
5-Year CAGR 3.9% 3.9% 6.6%
Avg Rent $963 $963 -
Cap Rate 5.0% 5.0% -
💡 Why Invest in 61272? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 61272 (New Boston, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.0%
Fair
5yr Growth
+3.9%
Moderate

📊 Market Snapshot

Home Value $149,213
Monthly Rent $963
Price-to-Rent 12.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.7%
Cap Rate 5.0%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +28.4% ▲
3-Year CAGR +6.6% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 61272

Population: 1,463

💰 Median Household Income
$57,083
This area
$57,083
State
$75,721
USA
$74,580
🏠 Renter Occupied
15.6%
This area
15.6%
State
22.2%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-3.3%
USA
3.7%
🎓 College Educated
11.1%
This area
11.1%
State
16.4%
USA
33.7%
👤 Median Age
36.2 years
This area
36.2 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
10.1%
This area
10.1%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 97.6%
Other/Mixed 2.0%
Hispanic/Latino 0.7%
Asian 0.4%
👶 Under 18
31.0%
This area
31.0%
USA
22.0%
👴 65 and Over
15.0%
This area
15.0%
USA
17.3%
📊 Poverty Rate
11.5%
This area
11.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 61272

A Avg School Grade
1 Schools
7.6:1 Avg Class Size
$15,970 Avg Per Pupil

Schools in This ZIP Code

A Very Good

New Boston Elem School

📚 K – 05 Elementary
👥
164 Students
👨‍🏫
7.6:1 Class Size
💰
$15,970 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Which investment style suits New Boston, IL?

Investors usually favor careful cash-flow rentals with hands-on management in New Boston, IL. With home values at $149K and rents near $963/mo, other strategies can work but produce stable rather than outsized returns.

How landlord-friendly is New Boston, IL?

The landlord environment in New Boston, IL is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Where do home prices stand in New Boston, IL?

New Boston, IL home values average about $149K. That price point suits investors targeting rentals with $963/mo in monthly income.

Is real estate in New Boston, IL a good investment right now?

New Boston, IL scores 3.0/5 for investability. Home values sit at $149K and rents near $963/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Are tenants stable in New Boston, IL?

Working renters make up the core of the New Boston, IL tenant base. The pool is reasonable for investors targeting long-term holds.

You know 61272 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 61272 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 61272 ranks in Davenport-Moline-Rock Island, IA-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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