Real Estate Investing in Oakville, Iowa (52646)
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Should you buy in 52646 (Oakville, IA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated poverty: 24.7% poverty rate — can affect rent collection.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Oakville, IA (52646)?
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Market Analysis: 52646 Oakville
ZIP 52646 inside Des Moines County looks affordable on the surface — median value of $191K — but the discount exists for reasons that a careful buyer should understand before committing.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $191K asset, 52646 is the wrong submarket. If the plan prices in friction, the yield can still work.
Statewide comparisons place 52646 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Meanwhile, 266 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Experienced landlords with local relationships tend to find 52646 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Oakville:
Market Trends
Home Value History (with trend line)
📊 How Does 52646 Compare?
| Metric | 52646 | Oakville | Burlington, IA-IL | Iowa |
|---|---|---|---|---|
| Home Value | $191,193 | $191,193 | N/A | $227,232 |
| 5-Year CAGR | 3.0% | 3.0% | N/A | 6.0% |
| Avg Rent | $882 | $882 | N/A | - |
| Cap Rate | 3.6% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52646 (Oakville, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $191,193 |
| Monthly Rent | $882 |
| Price-to-Rent | 18.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 6.6% |
📈 Home Appreciation
| 1-Year | +10.5% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +3.0% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52646
Population: 266
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is real estate in Oakville, IA a good investment right now?
Oakville, IA scores 3.0/5 for investability. Home values sit at $191K and rents near $882/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How qualified is the tenant pool in Oakville, IA?
Expect a solid tenant pool in Oakville, IA. The rental market absorbs $882/mo rents without meaningful friction.
Are rents high in Oakville, IA?
Rents in Oakville, IA run near $882/mo. Compared with median home prices of $191K that produces solid gross yields for typical rentals.
Is vacancy a concern in Oakville, IA?
Expect elevated vacancy in Oakville, IA. Rents at $882/mo are absorbed by the tenant base without meaningful lag.
Are homes affordable in Oakville, IA?
Oakville, IA median home values land near $191K. That is reasonable territory for investors looking at $882/mo-per-month rentals.
You know 52646 now. You don’t know where it ranks.
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How 52646 ranks in Burlington, IA-IL
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