Real Estate Investing in Keithsburg, Illinois (61442)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mercer County • Population: 550 • Data updated: September 2026

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Should you buy in 61442 (Keithsburg, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 31.3% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.5% CAGR).

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Keithsburg, IL (61442)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $85,942
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $62,788
% Renters 12.0%

Market Analysis: 61442 Keithsburg

This part of Mercer County is not an easy win. The 61442 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 61442 is durable only for operators who understand what they are buying. A $86K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 61442's metrics run below Mercer County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 61442 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 61442 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Keithsburg:

C+ Average
Buy Confidence Score: 65/100
Affordability
25/25
Appreciation
10/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.4× the median income
Value Trend
Rising (+10.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$99K$94K$89K$84K$79K$74KFeb 2021Nov 2023Jul 2026

📊 How Does 61442 Compare?

Metric 61442 Keithsburg Illinois
Home Value $85,942 $85,942 $279,761
5-Year CAGR 0.5% 0.5% 6.6%
Avg Rent $837 $837 -
Cap Rate 7.6% 7.6% -
💡 Why Invest in 61442? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 61442 (Keithsburg, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.6%
Good
5yr Growth
+0.5%
Slow

📊 Market Snapshot

Home Value $85,942
Monthly Rent $837
Price-to-Rent 8.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.7%
Cap Rate 7.6%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +10.1% ▲
3-Year CAGR -1.2% ▼
5-Year CAGR +0.5% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.6%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.6%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.5%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 61442

Population: 550

💰 Median Household Income
$62,788
This area
$62,788
State
$75,721
USA
$74,580
🏠 Renter Occupied
12.0%
This area
12.0%
State
22.2%
USA
34.0%
💼 Unemployment Rate
5.7%
This area
5.7%
State
-3.3%
USA
3.7%
🎓 College Educated
7.4%
This area
7.4%
State
16.4%
USA
33.7%
👤 Median Age
50.5 years
This area
50.5 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
31.3%
This area
31.3%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 98.8%
Other/Mixed 1.2%
👶 Under 18
14.7%
This area
14.7%
USA
22.0%
👴 65 and Over
27.9%
This area
27.9%
USA
17.3%
📊 Poverty Rate
6.4%
This area
6.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What investment strategy works best in Keithsburg, IL?

In Keithsburg, IL the robust play is typically careful cash-flow rentals with hands-on management. The combination of $86K prices and $837/mo rents suits that approach.

Is Keithsburg, IL landlord-friendly?

IL ranks as a landlord-friendly state for landlord-tenant law. Keithsburg generally follows the statewide framework, so landlords face reasonable operating rules.

Are there empty rentals in Keithsburg, IL?

Vacancy in Keithsburg, IL is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $837/mo.

How strong is tenant demand in Keithsburg, IL?

Working renters make up the core of the Keithsburg, IL tenant base. The pool is reasonable for investors targeting long-term holds.

What kind of market is Keithsburg, IL for investors?

Investors tracking Keithsburg, IL will find a 3.0/5 rating supported by $86K median home values and $837/mo rents. That profile suits long-term holders targeting even-keeled returns.

You know 61442 now. You don’t know where it ranks.

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How 61442 ranks in Davenport-Moline-Rock Island, IA-IL

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Cash Flow → Appreciation → Affordable →
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