Real Estate Investing in Naperville, Illinois (60565)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

DuPage County • Population: 39,244 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 60565 (Naperville, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Naperville, IL (60565)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $627,595
Avg Monthly Rent $2,263
1% Rule ✗ Does Not Meet
Median Income $155,179
% Renters 11.5%

Market Analysis: 60565 Naperville

Not every below-median market is a bargain. Naperville's 60565 ZIP comes in at signals that favor experienced operators who can absorb the risk $628K pricing implies.

For an experienced owner, 60565 can be a worth a close look for hunting ground — but the discount at $628K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 60565 among IL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 60565 ZIP's population of 39,244 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

New investors are better served looking at Naperville's stable or hybrid ZIPs before stepping into 60565. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Naperville:

B Good
Buy Confidence Score: 76/100
Affordability
15/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+9.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,263/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 60565

Which property type performs best in this market?

Best for Cash Flow
2BR
5.8% cap rate
Best for Appreciation
4BR
+9.6% 5yr CAGR
Best Overall Value
2BR
$141,887/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $283,775 $2,270 5.8% +7.7% $141,887
3BR $438,792 $2,920 4.8% +8.0% $146,264
4BR $676,814 $3,380 3.6% +9.6% $169,204
5BR $821,930 +9.3% $164,386

Market Trends

Home Value History (with trend line)

$660K$584K$508K$432K$356K$280KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,335$2,182$2,029$1,876$1,723$1,570Oct 2021Mar 2024Jul 2026

📊 How Does 60565 Compare?

Metric 60565 Naperville Illinois
Home Value $627,595 $614,438 $279,761
5-Year CAGR 7.6% 7.2% 6.6%
Avg Rent $2,263 $2,373 -
Cap Rate 2.8% 3.0% -
💡 Why Invest in 60565? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 60565 (Naperville, IL). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 60565 (Naperville, IL)?

~25 seconds · no account needed · your report is anonymous

Property managers serving DuPage County

Manage rentals here? List your business →

Hillcrest Property Management is an HOA Management Company serving HOAs. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Redbrick Property Management specializes in HOA, Condo, Townhouse, Community Management for large-scale, master-planned, gated, and senior communities in Lombard. summary from their website

HOA
Unclaimed — is this your business? Claim it free
Acm Community Management
Downers Grove, IL

ACM Community Management is part of RealManage. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+7.6%
Strong

📊 Market Snapshot

Home Value $627,595
Monthly Rent $2,263
Price-to-Rent 23.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +9.0% ▲
3-Year CAGR +7.8% ▲
5-Year CAGR +7.6% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year +9.2% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 60565

Population: 39,244

💰 Median Household Income
$155,179
This area
$155,179
State
$75,721
USA
$74,580
🏠 Renter Occupied
11.5%
This area
11.5%
State
22.2%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-3.3%
USA
3.7%
🎓 College Educated
71.3%
This area
71.3%
State
16.4%
USA
33.7%
👤 Median Age
42.5 years
This area
42.5 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.3%
This area
4.3%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 73.6%
Asian 16.4%
Other/Mixed 7.1%
Hispanic/Latino 3.8%
Black/African American 2.9%
👶 Under 18
25.1%
This area
25.1%
USA
22.0%
👴 65 and Over
16.1%
This area
16.1%
USA
17.3%
📊 Poverty Rate
2.7%
This area
2.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 60565

A+ Avg School Grade
10 Schools
13.9:1 Avg Class Size
$21,688 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Kingsley Elementary School

📚 K – 05 Elementary
👥
403 Students
👨‍🏫
12.4:1 Class Size
💰
$22,453 Per Student
A+ Excellent

Lincoln Jr High School

📚 06 – 08 Middle
👥
794 Students
👨‍🏫
13.9:1 Class Size
💰
$22,453 Per Student
A+ Excellent

Madison Jr High School

📚 06 – 08 Middle
👥
558 Students
👨‍🏫
12.8:1 Class Size
💰
$22,453 Per Student
A+ Excellent

Maplebrook Elem School

📚 Pre-K – 05 Elementary
👥
527 Students
👨‍🏫
14.1:1 Class Size
💰
$22,453 Per Student
A+ Excellent

Meadow Glens Elementary School

📚 K – 05 Elementary
👥
483 Students
👨‍🏫
12.7:1 Class Size
💰
$22,453 Per Student
A+ Excellent

Ranch View Elementary School

📚 K – 05 Elementary
👥
584 Students
👨‍🏫
14.2:1 Class Size
💰
$22,453 Per Student
A+ Excellent

River Woods Elementary School

📚 K – 05 Elementary
👥
477 Students
👨‍🏫
14.3:1 Class Size
💰
$22,453 Per Student
A+ Excellent

Scott Elementary School

📚 Pre-K – 05 Elementary
👥
416 Students
👨‍🏫
12.6:1 Class Size
💰
$22,453 Per Student
A+ Excellent

Owen Elementary School

📚 K – 05 Elementary
👥
585 Students
👨‍🏫
14.3:1 Class Size
💰
$18,626 Per Student
A Very Good

Spring Brook Elementary School

📚 K – 05 Elementary
👥
561 Students
👨‍🏫
17.2:1 Class Size
💰
$18,626 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C+
North Central College
2,856 students · 3.3 mi
C
Benedictine University
2,989 students · 3.6 mi
C
DeVry University-Illinois
29,346 students · 5.4 mi
D
DeVry University-Administrative Office
0 students · 5.4 mi
D
Universal Technical Institute of Illinois Inc
1,230 students · 5.4 mi
C
Northern Baptist Theological Seminary
6 students · 6.5 mi
C
The University of Aesthetics & Cosmetology
60 students · 7.3 mi
C
Universal Spa Training Academy
144 students · 8.1 mi

Frequently Asked Questions

What kind of vacancy should I budget for in Naperville, IL?

Naperville, IL carries elevated vacancy risk. Expect stable absorption at market rents of $2,263/mo.

What investment strategy works best in Naperville, IL?

The best-fit strategy in Naperville, IL is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Does Naperville, IL make sense for an investment property?

Investors tracking Naperville, IL will find a 3.0/5 rating supported by $628K median home values and $2,263/mo rents. That profile suits long-term holders targeting predictable returns.

Is Naperville, IL a good market for FHA house hackers?

The a challenging house-hack environment in Naperville, IL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How much do tenants pay in Naperville, IL?

Average rent in Naperville, IL is approximately $2,263/mo per month. Against $628K home values that yields a reasonable rent-to-price ratio.

You know 60565 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 60565 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 60565 ranks in Chicago-Naperville-Elgin, IL-IN-WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 60565 (Naperville)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 60565 (Naperville, IL).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.