Real Estate Investing in Naperville, Illinois (60565)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 60565 (Naperville, IL)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Naperville, IL (60565)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 60565 Naperville
Not every below-median market is a bargain. Naperville's 60565 ZIP comes in at signals that favor experienced operators who can absorb the risk $628K pricing implies.
For an experienced owner, 60565 can be a worth a close look for hunting ground — but the discount at $628K reflects genuine risk that outside investors often underestimate.
Statewide comparisons place 60565 among IL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 60565 ZIP's population of 39,244 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.
New investors are better served looking at Naperville's stable or hybrid ZIPs before stepping into 60565. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Naperville:
Property Strategy for 60565
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $283,775 | $2,270 | 5.8% | +7.7% | $141,887 |
| 3BR | $438,792 | $2,920 | 4.8% | +8.0% | $146,264 |
| 4BR | $676,814 | $3,380 | 3.6% | +9.6% | $169,204 |
| 5BR | $821,930 | — | — | +9.3% | $164,386 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 60565 Compare?
| Metric | 60565 | Naperville | Illinois |
|---|---|---|---|
| Home Value | $627,595 | $614,438 | $279,761 |
| 5-Year CAGR | 7.6% | 7.2% | 6.6% |
| Avg Rent | $2,263 | $2,373 | - |
| Cap Rate | 2.8% | 3.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 60565 (Naperville, IL). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 60565 (Naperville, IL)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $627,595 |
| Monthly Rent | $2,263 |
| Price-to-Rent | 23.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +9.0% ▲ |
| 3-Year CAGR | +7.8% ▲ |
| 5-Year CAGR | +7.6% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | +9.2% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 60565
Population: 39,244
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 60565
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What kind of vacancy should I budget for in Naperville, IL?
Naperville, IL carries elevated vacancy risk. Expect stable absorption at market rents of $2,263/mo.
What investment strategy works best in Naperville, IL?
The best-fit strategy in Naperville, IL is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Does Naperville, IL make sense for an investment property?
Investors tracking Naperville, IL will find a 3.0/5 rating supported by $628K median home values and $2,263/mo rents. That profile suits long-term holders targeting predictable returns.
Is Naperville, IL a good market for FHA house hackers?
The a challenging house-hack environment in Naperville, IL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
How much do tenants pay in Naperville, IL?
Average rent in Naperville, IL is approximately $2,263/mo per month. Against $628K home values that yields a reasonable rent-to-price ratio.
You know 60565 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 60565 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 60565 ranks in Chicago-Naperville-Elgin, IL-IN-WI
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 60565 (Naperville)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 60565 (Naperville, IL).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.
