Real Estate Investing in Naperville, Illinois (60563)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

DuPage County • Population: 38,829 • Data updated: September 2026

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Should you buy in 60563 (Naperville, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Naperville, IL (60563)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $471,012
Avg Monthly Rent $2,131
1% Rule ✗ Does Not Meet
Median Income $106,328
% Renters 45.8%

Market Analysis: 60563 Naperville

ZIP 60563 in Naperville, IL carries a robust set of headwinds. Home values near $471K and rents of $2,131/mo sit inside a market where underwriting has to be tight.

Rent of $2,131/mo on a $471K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 60563 sits below the stated 0.0% once reality is priced in.

Nearby ZIPs in Naperville have seen price recovery that 60563 has not matched. DuPage County data supports the view that the spread is structural rather than temporary.

Employment concentration in 60563 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 60563 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Naperville:

B Good
Buy Confidence Score: 73/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+5.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,131/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 60563

Which property type performs best in this market?

Best for Cash Flow
1BR
8.4% cap rate
Best for Appreciation
1BR
+10.2% 5yr CAGR
Best Overall Value
3BR
$140,796/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $181,707 $2,130 8.4% +10.2% $181,707
2BR $294,784 $2,400 5.9% +9.6% $147,392
3BR $422,389 $3,090 5.3% +7.6% $140,796
4BR $680,201 $3,580 3.8% +8.2% $170,050
5BR $888,392 +8.0% $177,678

Market Trends

Home Value History (with trend line)

$491K$437K$384K$330K$277K$223KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,185$2,030$1,875$1,720$1,565$1,410Feb 2021Nov 2023Jul 2026

📊 How Does 60563 Compare?

Metric 60563 Naperville Illinois
Home Value $471,012 $614,438 $279,761
5-Year CAGR 6.4% 7.2% 6.6%
Avg Rent $2,131 $2,373 -
Cap Rate 3.5% 3.0% -
💡 Why Invest in 60563? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 60563 (Naperville, IL). Anonymous, moderated, never written by AI.

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Property managers serving DuPage County

Manage rentals here? List your business →

Hillcrest Property Management is an HOA Management Company serving HOAs. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Redbrick Property Management specializes in HOA, Condo, Townhouse, Community Management for large-scale, master-planned, gated, and senior communities in Lombard. summary from their website

HOA
Unclaimed — is this your business? Claim it free
Acm Community Management
Downers Grove, IL

ACM Community Management is part of RealManage. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $471,012
Monthly Rent $2,131
Price-to-Rent 18.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +5.8% ▲
3-Year CAGR +6.8% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year +2.4% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +5.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 60563

Population: 38,829

💰 Median Household Income
$106,328
This area
$106,328
State
$75,721
USA
$74,580
🏠 Renter Occupied
45.8%
This area
45.8%
State
22.2%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-3.3%
USA
3.7%
🎓 College Educated
64.3%
This area
64.3%
State
16.4%
USA
33.7%
👤 Median Age
36.6 years
This area
36.6 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.5%
This area
4.5%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 66.1%
Asian 19.7%
Other/Mixed 7.5%
Black/African American 6.7%
Hispanic/Latino 4.0%
👶 Under 18
23.7%
This area
23.7%
USA
22.0%
👴 65 and Over
14.9%
This area
14.9%
USA
17.3%
📊 Poverty Rate
5.8%
This area
5.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 60563

A Avg School Grade
9 Schools
12.2:1 Avg Class Size
$20,540 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Beebe Elem School

📚 K – 05 Elementary
👥
637 Students
👨‍🏫
14.2:1 Class Size
💰
$22,453 Per Student
A+ Excellent

Mill Street Elem School

📚 K – 05 Elementary
👥
597 Students
👨‍🏫
12.7:1 Class Size
💰
$22,453 Per Student
A+ Excellent

Jefferson Jr High School

📚 06 – 08 Middle
👥
849 Students
👨‍🏫
12.4:1 Class Size
💰
$22,453 Per Student
A+ Excellent

Brookdale Elementary School

📚 K – 05 Elementary
👥
457 Students
👨‍🏫
15.0:1 Class Size
💰
$18,626 Per Student
A+ Excellent

Longwood Elem School

📚 K – 05 Elementary
👥
355 Students
👨‍🏫
12.2:1 Class Size
💰
$18,626 Per Student
A+ Excellent

Thayer J Hill Middle School

📚 06 – 08 Middle
👥
788 Students
👨‍🏫
13.7:1 Class Size
💰
$18,626 Per Student
B+ Above Average

Naperville North High School

📚 09 – 12 High School
👥
2,502 Students
👨‍🏫
13.2:1 Class Size
💰
$22,453 Per Student
C+ Average

STEPS

📚 Grade 12 High School Limited Data
💰
$18,626 Per Student
C+ Average

Illinois Youth Center-Warrenville

📚 08 – 12 High School
👥
20 Students
👨‍🏫
4.0:1 Class Size

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Bower Elem School

📚 K – 05 Elementary
📍 4S241 River Rd, Warrenville
👥
404 Students
👨‍🏫
10.1:1 Class Size
💰
$20,401 Per Student
A+ Excellent

Clifford Johnson School

📚 K – 05 Elementary
📍 2S700 Continental Dr, Warrenville
👥
462 Students
👨‍🏫
11.8:1 Class Size
💰
$20,401 Per Student
A+ Excellent

Ellsworth Elem School

📚 K – 05 Elementary
📍 145 N Sleight St, Naperville
👥
229 Students
👨‍🏫
11.5:1 Class Size
💰
$22,453 Per Student
A+ Excellent

Hubble Middle School

📚 06 – 08 Middle
📍 3S600 Herrick Rd, Warrenville
👥
667 Students
👨‍🏫
12.4:1 Class Size
💰
$20,401 Per Student
A+ Excellent

Prairie Elem School

📚 K – 05 Elementary
📍 500 S Charles Ave, Naperville
👥
502 Students
👨‍🏫
14.2:1 Class Size
💰
$22,453 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 6,268 Off-Campus Students
C+
North Central College
2,856 students · 2.1 mi
C
DeVry University-Illinois
29,346 students · 2.7 mi
D
DeVry University-Administrative Office
0 students · 2.7 mi
D
Universal Technical Institute of Illinois Inc
1,230 students · 3.4 mi
C
Benedictine University
2,989 students · 4.0 mi
C
College of DuPage
23,216 students · 5.8 mi
C
Northern Baptist Theological Seminary
6 students · 5.8 mi
C+
Wheaton College
2,799 students · 6.1 mi

Investor Insight: With 6,268 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What approach is best for Naperville, IL real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Naperville, IL. The numbers - $471K homes against $2,131/mo rents - support that play.

Should investors worry about vacancy in Naperville, IL?

Vacancy in Naperville, IL is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,131/mo.

Is the tenant base reliable in Naperville, IL?

The renter base in Naperville, IL is reasonable for the $2,131/mo price point. Screening well and pricing to market typically yields predictable tenants.

Can owner-occupants cash flow in Naperville, IL?

Naperville, IL offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,131/mo rent level.

Is IL a landlord-friendly state?

Landlord-friendliness in Naperville, IL is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

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How 60563 ranks in Chicago-Naperville-Elgin, IL-IN-WI

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