Real Estate Investing in Naperville, Illinois (60564)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 60564 (Naperville, IL)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Naperville, IL (60564)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 60564 Naperville
In practical terms, ZIP 60564 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $703K median. It rewards specialists, not generalists.
Distressed markets are won on execution, not on spreadsheets. ZIP 60564 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
On the rental side, 60564 offers a low basis, the region around Naperville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The demographic picture in 60564 includes headwinds that any investor should price in. Income distribution skews lower than Naperville averages, and tenant stability requires active management.
Distressed ZIPs reward experience. notable returns are possible in 60564, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Naperville:
Property Strategy for 60564
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $345,200 | $2,670 | 5.6% | +7.8% | $172,600 |
| 3BR | $449,819 | $3,440 | 5.5% | +8.3% | $149,940 |
| 4BR | $738,301 | $3,980 | 3.9% | +9.8% | $184,575 |
| 5BR | $881,687 | — | — | +9.8% | $176,337 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 60564 Compare?
| Metric | 60564 | Naperville | Illinois |
|---|---|---|---|
| Home Value | $703,235 | $614,438 | $279,761 |
| 5-Year CAGR | 7.4% | 7.2% | 6.6% |
| Avg Rent | $2,722 | $2,373 | - |
| Cap Rate | 3.0% | 3.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 60564 (Naperville, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $703,235 |
| Monthly Rent | $2,722 |
| Price-to-Rent | 21.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +4.8% ▲ |
| 3-Year CAGR | +5.5% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | +4.9% ▲ |
| 3-Year CAGR | +5.2% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 60564
Population: 47,243
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 60564
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the average home sale price in Naperville, IL?
Median home price in Naperville, IL is near $703K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.
Are tenants stable in Naperville, IL?
Tenant demand in Naperville, IL is solid. The local workforce $2,722/mo rents across most rental classes.
What is the typical rental rate in Naperville, IL?
Rents in Naperville, IL run near $2,722/mo. Compared with median home prices of $703K that produces solid gross yields for typical rentals.
Which real estate strategy fits Naperville, IL?
Most investors in Naperville, IL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
What are vacancy rates like in Naperville, IL?
Rental vacancy in Naperville, IL is elevated. Investors should budget normal turnover but not chronic empty units.
You know 60564 now. You don’t know where it ranks.
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How 60564 ranks in Chicago-Naperville-Elgin, IL-IN-WI
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