Real Estate Investing in Naperville, Illinois (60564)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Will County • Population: 47,243 • Data updated: September 2026

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Should you buy in 60564 (Naperville, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Naperville, IL (60564)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $703,235
Avg Monthly Rent $2,722
1% Rule ✗ Does Not Meet
Median Income $170,630
% Renters 13.0%

Market Analysis: 60564 Naperville

In practical terms, ZIP 60564 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $703K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 60564 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

On the rental side, 60564 offers a low basis, the region around Naperville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 60564 includes headwinds that any investor should price in. Income distribution skews lower than Naperville averages, and tenant stability requires active management.

Distressed ZIPs reward experience. notable returns are possible in 60564, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Naperville:

B Good
Buy Confidence Score: 76/100
Affordability
15/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,722/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 60564

Which property type performs best in this market?

Best for Cash Flow
2BR
5.6% cap rate
Best for Appreciation
5BR
+9.8% 5yr CAGR
Best Overall Value
3BR
$149,940/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $345,200 $2,670 5.6% +7.8% $172,600
3BR $449,819 $3,440 5.5% +8.3% $149,940
4BR $738,301 $3,980 3.9% +9.8% $184,575
5BR $881,687 +9.8% $176,337

Market Trends

Home Value History (with trend line)

$738K$655K$573K$490K$408K$325KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,780$2,611$2,443$2,275$2,106$1,938Jan 2022May 2024Jul 2026

📊 How Does 60564 Compare?

Metric 60564 Naperville Illinois
Home Value $703,235 $614,438 $279,761
5-Year CAGR 7.4% 7.2% 6.6%
Avg Rent $2,722 $2,373 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 60564? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 60564 (Naperville, IL). Anonymous, moderated, never written by AI.

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Property managers serving Will County

Manage rentals here? List your business →

HSR Property Services, LLC is a full-service property management firm in Tinley Park, IL, specializing in Condominium, Townhome & Single Family Homeowner Associations, Apartment Rentals, Affordable & summary from their website

HOASmall multifamilyCommercial
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+7.4%
Strong

📊 Market Snapshot

Home Value $703,235
Monthly Rent $2,722
Price-to-Rent 21.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +7.4% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year +4.9% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 60564

Population: 47,243

💰 Median Household Income
$170,630
This area
$170,630
State
$75,721
USA
$74,580
🏠 Renter Occupied
13.0%
This area
13.0%
State
22.2%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-3.3%
USA
3.7%
🎓 College Educated
71.9%
This area
71.9%
State
16.4%
USA
33.7%
👤 Median Age
39.5 years
This area
39.5 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
3.5%
This area
3.5%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 59.3%
Asian 28.8%
Other/Mixed 6.8%
Black/African American 5.0%
Hispanic/Latino 3.4%
👶 Under 18
27.0%
This area
27.0%
USA
22.0%
👴 65 and Over
10.1%
This area
10.1%
USA
17.3%
📊 Poverty Rate
2.9%
This area
2.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 60564

A Avg School Grade
13 Schools
14.8:1 Avg Class Size
$18,626 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Robert Clow Elem Sch

📚 K – 05 Elementary
👥
328 Students
👨‍🏫
11.7:1 Class Size
💰
$18,626 Per Student
A+ Excellent

Arlene Welch Elementary School

📚 K – 05 Elementary
👥
588 Students
👨‍🏫
13.7:1 Class Size
💰
$18,626 Per Student
A+ Excellent

Danielle-Joy Peterson Elem Sch

📚 K – 05 Elementary
👥
563 Students
👨‍🏫
14.5:1 Class Size
💰
$18,626 Per Student
A+ Excellent

Oliver Julian Kendall Elem School

📚 K – 05 Elementary
👥
568 Students
👨‍🏫
15.0:1 Class Size
💰
$18,626 Per Student
A+ Excellent

Patterson Elementary School

📚 K – 05 Elementary
👥
469 Students
👨‍🏫
13.8:1 Class Size
💰
$18,626 Per Student
A Very Good

Scullen Middle School

📚 06 – 08 Middle
👥
937 Students
👨‍🏫
14.6:1 Class Size
💰
$18,626 Per Student
A Very Good

Fry Elementary School

📚 K – 05 Elementary
👥
573 Students
👨‍🏫
16.8:1 Class Size
💰
$18,626 Per Student
A Very Good

V Blanche Graham Elementary

📚 K – 05 Elementary
👥
310 Students
👨‍🏫
15.3:1 Class Size
💰
$18,626 Per Student
A Very Good

White Eagle Elementary

📚 K – 05 Elementary
👥
582 Students
👨‍🏫
15.6:1 Class Size
💰
$18,626 Per Student
B+ Above Average

Clifford Crone Middle School

📚 06 – 08 Middle
👥
885 Students
👨‍🏫
15.5:1 Class Size
💰
$18,626 Per Student
B+ Above Average

Gordon Gregory Middle School

📚 06 – 08 Middle
👥
838 Students
👨‍🏫
16.3:1 Class Size
💰
$18,626 Per Student
B+ Above Average

Neuqua Valley High School

📚 09 – 12 High School
👥
3,008 Students
👨‍🏫
15.0:1 Class Size
💰
$18,626 Per Student
C+ Average

Gail McKinzie High School

📚 09 – 12 High School Limited Data
💰
$18,626 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C+
North Central College
2,856 students · 5.5 mi
C
Benedictine University
2,989 students · 7.1 mi
C
DeVry University-Illinois
29,346 students · 8.0 mi
D
DeVry University-Administrative Office
0 students · 8.0 mi
C+
Aurora University
5,935 students · 8.3 mi
D
Universal Technical Institute of Illinois Inc
1,230 students · 8.4 mi
C
Hair Professionals School of Cosmetology
121 students · 8.7 mi
C+
Lewis University
6,636 students · 9.5 mi

Frequently Asked Questions

What is the average home sale price in Naperville, IL?

Median home price in Naperville, IL is near $703K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.

Are tenants stable in Naperville, IL?

Tenant demand in Naperville, IL is solid. The local workforce $2,722/mo rents across most rental classes.

What is the typical rental rate in Naperville, IL?

Rents in Naperville, IL run near $2,722/mo. Compared with median home prices of $703K that produces solid gross yields for typical rentals.

Which real estate strategy fits Naperville, IL?

Most investors in Naperville, IL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What are vacancy rates like in Naperville, IL?

Rental vacancy in Naperville, IL is elevated. Investors should budget normal turnover but not chronic empty units.

You know 60564 now. You don’t know where it ranks.

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How 60564 ranks in Chicago-Naperville-Elgin, IL-IN-WI

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