Real Estate Investing in Kingston, Illinois (60145)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

DeKalb County • Population: 2,206 • Data updated: September 2026

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Should you buy in 60145 (Kingston, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 25.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kingston, IL (60145)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $347,395
Avg Monthly Rent $1,125
1% Rule ✗ Does Not Meet
Median Income $91,304
% Renters 16.9%

Market Analysis: 60145 Kingston

The 60145 ZIP in Kingston, IL is a local-operator market. Outside capital chasing a $347K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 60145 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within IL, ZIP 60145 trails on several market indicators that neighboring DeKalb County submarkets outperform. The gap is real and significant enough to shape underwriting.

Put differently, 2,206 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 60145 is an operator game, not a passive one. Meanwhile, entry prices of $347K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kingston:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+10.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,125/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$363K$317K$271K$225K$179K$133KJan 2009Oct 2017Jul 2026

📊 How Does 60145 Compare?

Metric 60145 Kingston Illinois
Home Value $347,395 $347,395 $279,761
5-Year CAGR 8.0% 8.0% 6.6%
Avg Rent $1,125 $1,125 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 60145? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 60145 (Kingston, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+8.0%
Strong

📊 Market Snapshot

Home Value $347,395
Monthly Rent $1,125
Price-to-Rent 25.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 10.6%

📈 Home Appreciation

1-Year +10.5% ▲
3-Year CAGR +9.0% ▲
5-Year CAGR +8.0% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 60145

Population: 2,206

💰 Median Household Income
$91,304
This area
$91,304
State
$75,721
USA
$74,580
🏠 Renter Occupied
16.9%
This area
16.9%
State
22.2%
USA
34.0%
💼 Unemployment Rate
5.3%
This area
5.3%
State
-3.3%
USA
3.7%
🎓 College Educated
24.3%
This area
24.3%
State
16.4%
USA
33.7%
👤 Median Age
36.4 years
This area
36.4 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.5%
This area
4.5%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 91.3%
Other/Mixed 7.5%
Hispanic/Latino 2.9%
Black/African American 1.3%
👶 Under 18
29.7%
This area
29.7%
USA
22.0%
👴 65 and Over
14.0%
This area
14.0%
USA
17.3%
📊 Poverty Rate
1.5%
This area
1.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 60145

A+ Avg School Grade
1 Schools
11.6:1 Avg Class Size
$17,738 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Kingston Elementary School

📚 Pre-K – 02 Elementary
👥
332 Students
👨‍🏫
11.6:1 Class Size
💰
$17,738 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,081 Off-Campus Students
D
Hair Professionals Career College
65 students · 9.6 mi
B
Northern Illinois University
15,504 students · 11.1 mi
D
Debutantes School of Cosmetology and Nail Technology
65 students · 11.4 mi
C
Kishwaukee College
2,807 students · 12.0 mi

Investor Insight: With 1,081 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical home price in Kingston, IL?

In Kingston, IL the median home value sits at $347K. Against the broader IL market, that reads as reasonable for most investors.

How strong is the working-renter base in Kingston, IL?

Tenant demand in Kingston, IL is solid. The local workforce $1,125/mo rents across most rental classes.

How viable is house hacking in Kingston, IL?

House hacking in Kingston, IL is a challenging. With home values around $347K and rents at $1,125/mo, owner-occupants can offset a meaningful share of PITI.

Is Kingston, IL a smart market for rental property?

The 3.0/5 investability rating in Kingston, IL reflects its $347K prices and $1,125/mo rents. Investors generally consider it a solid option within IL.

How do landlord-tenant laws work in Kingston, IL?

IL law landlord-friendly for landlords, and Kingston inherits those rules. Investors should still review local ordinances for rental licensing.

You know 60145 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 60145 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 60145 ranks in Chicago-Naperville-Elgin, IL-IN-WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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