Real Estate Investing in Deer Lodge, Montana (59722)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59722 (Deer Lodge, MT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.2% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 25.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Deer Lodge, MT (59722)?
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Market Analysis: 59722 Deer Lodge
The 59722 ZIP covers a section of Deer Lodge that demands careful diligence. Prices near $307K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $307K asset, 59722 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 59722's metrics run below Powell County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Employment concentration in 59722 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at Deer Lodge's stable or hybrid ZIPs before stepping into 59722. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Deer Lodge:
Property Strategy for 59722
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $158,194 | $890 | 4.1% | +12.5% | $158,194 |
| 2BR | $225,421 | $1,130 | 3.6% | +12.2% | $112,711 |
| 3BR | $295,461 | $1,580 | 3.9% | +11.6% | $98,487 |
| 4BR | $390,194 | $1,830 | 3.4% | +11.3% | $97,549 |
| 5BR | $385,102 | — | — | +11.2% | $77,020 |
Market Trends
Home Value History (with trend line)
📊 How Does 59722 Compare?
| Metric | 59722 | Deer Lodge | Helena, MT | Montana |
|---|---|---|---|---|
| Home Value | $306,932 | $306,932 | N/A | $457,278 |
| 5-Year CAGR | 9.9% | 9.9% | N/A | 9.2% |
| Avg Rent | $1,017 | $1,017 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59722 (Deer Lodge, MT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $306,932 |
| Monthly Rent | $1,017 |
| Price-to-Rent | 25.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 12.5% |
📈 Home Appreciation
| 1-Year | +12.6% ▲ |
| 3-Year CAGR | +7.0% ▲ |
| 5-Year CAGR | +9.9% ▲ |
| 10-Year CAGR | +9.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59722
Population: 5,698
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 59722
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What price range are homes in Deer Lodge, MT?
Homes in Deer Lodge, MT typically sell near $307K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.
How strong is the working-renter base in Deer Lodge, MT?
Tenant quality in Deer Lodge, MT ranks as solid. Landlords generally report even-keeled occupancy at market rents of $1,017/mo.
What kind of vacancy should I budget for in Deer Lodge, MT?
Expect elevated vacancy in Deer Lodge, MT. Rents at $1,017/mo are absorbed by the tenant base without meaningful lag.
Does house hacking work in Deer Lodge, MT?
For house hackers, Deer Lodge, MT is a challenging. The $1,017/mo rent on a unit helps defray the mortgage on a $307K property.
How strict are landlord regulations in Deer Lodge, MT?
For rental operators, Deer Lodge, MT rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
You know 59722 now. You don’t know where it ranks.
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How 59722 ranks in Helena, MT
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