Most Affordable ZIP Codes in Helena, MT (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 59631 | Basin, MT | $291,928 | $1,242 | 3.32% | 5.1% |
| 2 | 59722 | Deer Lodge, MT | $306,932 | $1,017 | 2.58% | 9.9% |
| 3 | 59410 | Augusta, MT | $319,855 | $1,143 | 2.79% | 6.0% |
| 4 | 59632 | Boulder, MT | $351,211 | $1,107 | 2.46% | 6.9% |
| 5 | 59639 | Lincoln, MT | $368,571 | $1,062 | 2.25% | 6.4% |
| 6 | 59635 | East Helena, MT | $438,326 | $1,461 | 2.60% | 5.2% |
| 7 | 59436 | Choteau, MT | $445,917 | $1,350 | 2.36% | 9.3% |
| 8 | 59601 | Helena, MT | $446,458 | $1,505 | 2.63% | 5.7% |
| 9 | 59759 | Whitehall, MT | $457,432 | $1,305 | 2.23% | 8.0% |
| 10 | 59648 | Wolf Creek, MT | $478,583 | $1,521 | 2.48% | 6.5% |
| 11 | 59633 | Canyon Creek, MT | $518,379 | $1,359 | 2.04% | 7.3% |
| 12 | 59602 | Helena, MT | $536,377 | $1,904 | 2.77% | 5.9% |
| 13 | 59721 | Cardwell, MT | $569,429 | $1,215 | 1.66% | 8.7% |
| 14 | 59638 | Clancy, MT | $574,799 | $1,404 | 1.91% | 6.9% |
| 15 | 59634 | Clancy, MT | $655,317 | $1,575 | 1.87% | 6.3% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Helena, MT · Appreciation in Helena, MT
Or see the full Helena, MT metro profile.