Helena, MT Metro Area - Investment Guide
Metro Area • 12 Cities • 15 ZIP Codes
Avg Home Value
$450,634
Avg Monthly Rent
$1,345
Avg Cap Rate
2.40%
Avg Investability
3.0 ★
Cities
12
ZIP Codes
15
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Helena, MT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Helena, MT
Every ZIP in the metro, ranked four ways. Free.
Cities in Helena, MT
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 59633 | Canyon Creek | MT | $487,105 | $1,359 | 2.18% | |
| 59639 | Lincoln | MT | $370,598 | $1,062 | 2.24% | |
| 59436 | Choteau | MT | $432,729 | $1,350 | 2.43% | |
| 59601 | Helena | MT | $443,365 | $1,605 | 2.82% | |
| 59634 | Clancy | MT | $629,128 | $1,575 | 1.95% | |
| 59648 | Wolf Creek | MT | $479,810 | $1,521 | 2.47% | |
| 59721 | Cardwell | MT | $577,700 | $1,215 | 1.64% | |
| 59602 | Helena | MT | $534,603 | $1,833 | 2.67% | |
| 59635 | East Helena | MT | $418,378 | $1,395 | 2.60% | |
| 59638 | Clancy | MT | $566,691 | $1,404 | 1.93% | |
| 59410 | Augusta | MT | $298,822 | $1,143 | 2.98% | |
| 59722 | Deer Lodge | MT | $301,933 | $1,017 | 2.63% | |
| 59631 | Basin | MT | $301,716 | $1,242 | 3.21% | |
| 59632 | Boulder | MT | $363,681 | $1,107 | 2.37% | |
| 59639 | Lincoln | MT | $345,078 | $1,062 | 2.40% | |
| 59436 | Choteau | MT | $399,184 | $1,350 | 2.64% | |
| 59759 | Whitehall | MT | $459,009 | $1,305 | 2.22% | |
| 59601 | Helena | MT | $426,497 | $1,541 | 2.82% | |
| 59633 | Canyon Creek | MT | $512,706 | $1,359 | 2.07% | |
| 59648 | Wolf Creek | MT | $450,102 | $1,521 | 2.64% | |
| 59721 | Cardwell | MT | $508,697 | $1,215 | 1.86% | |
| 59602 | Helena | MT | $517,753 | $2,109 | 3.18% | |
| 59634 | Clancy | MT | $652,201 | $1,575 | 1.88% | |
| 59722 | Deer Lodge | MT | $274,940 | $1,017 | 2.89% | |
| 59631 | Basin | MT | $276,796 | $1,242 | 3.50% | |
| 59635 | East Helena | MT | $434,044 | $1,323 | 2.38% | |
| 59638 | Clancy | MT | $577,160 | $1,404 | 1.90% | |
| 59410 | Augusta | MT | $316,004 | $1,143 | 2.82% | |
| 59759 | Whitehall | MT | $442,806 | $1,305 | 2.30% | |
| 59632 | Boulder | MT | $341,669 | $1,107 | 2.53% | |
| 59633 | Canyon Creek | MT | $487,105 | $1,359 | 2.18% | |
| 59639 | Lincoln | MT | $365,454 | $1,062 | 2.27% | |
| 59436 | Choteau | MT | $419,255 | $1,350 | 2.51% | |
| 59601 | Helena | MT | $437,484 | $1,576 | 2.81% | |
| 59634 | Clancy | MT | $629,128 | $1,575 | 1.95% | |
| 59648 | Wolf Creek | MT | $474,204 | $1,521 | 2.50% | |
| 59721 | Cardwell | MT | $576,502 | $1,215 | 1.64% | |
| 59602 | Helena | MT | $529,557 | $1,982 | 2.92% | |
| 59635 | East Helena | MT | $418,378 | $1,395 | 2.60% | |
| 59638 | Clancy | MT | $566,691 | $1,404 | 1.93% | |
| 59722 | Deer Lodge | MT | $301,040 | $1,017 | 2.64% | |
| 59631 | Basin | MT | $300,121 | $1,242 | 3.23% | |
| 59632 | Boulder | MT | $354,916 | $1,107 | 2.43% | |
| 59639 | Lincoln | MT | $345,078 | $1,062 | 2.40% | |
| 59410 | Augusta | MT | $319,855 | $1,143 | 2.79% | |
| 59759 | Whitehall | MT | $459,861 | $1,305 | 2.21% | |
| 59633 | Canyon Creek | MT | $504,459 | $1,359 | 2.10% | |
| 59648 | Wolf Creek | MT | $450,102 | $1,521 | 2.64% | |
| 59436 | Choteau | MT | $445,917 | $1,350 | 2.36% | |
| 59601 | Helena | MT | $446,458 | $1,505 | 2.63% |
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About Helena, MT Real Estate Market
The Helena, MT metropolitan statistical area (MSA) encompasses 12 cities and 15 ZIP codes. The average home value across the metro is $450,634, with an average monthly rent of $1,345. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.