Helena, MT Metro Area - Investment Guide
Metro Area • 12 Cities • 15 ZIP Codes
Avg Home Value
$450,634
Avg Monthly Rent
$1,345
Avg Cap Rate
2.40%
Avg Investability
3.0 ★
Cities
12
ZIP Codes
15
This metro is one of hundreds you can screen side by side — filter by the numbers that matter and get alerts when they move. See plans →
Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
7.28%
as of Oct 1
Source: Freddie Mac PMMS
☀️
WARM MARKET
Helena, MT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of September 19, 2026 — updated weekly
Best ZIP codes in Helena, MT
Every ZIP in the metro, ranked four ways. Free.
Cities in Helena, MT
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 59602 | Helena | MT | $517,983 | $2,109 | 3.18% | |
| 59634 | Clancy | MT | $655,317 | $1,575 | 1.87% | |
| 59721 | Cardwell | MT | $567,752 | $1,215 | 1.67% | |
| 59722 | Deer Lodge | MT | $287,563 | $1,017 | 2.76% | |
| 59631 | Basin | MT | $284,169 | $1,242 | 3.41% | |
| 59635 | East Helena | MT | $438,326 | $1,461 | 2.60% | |
| 59638 | Clancy | MT | $574,799 | $1,404 | 1.91% | |
| 59410 | Augusta | MT | $323,393 | $1,143 | 2.76% | |
| 59759 | Whitehall | MT | $453,389 | $1,305 | 2.25% | |
| 59632 | Boulder | MT | $341,674 | $1,107 | 2.53% | |
| 59633 | Canyon Creek | MT | $491,679 | $1,359 | 2.16% | |
| 59639 | Lincoln | MT | $368,571 | $1,062 | 2.25% | |
| 59436 | Choteau | MT | $440,088 | $1,350 | 2.39% | |
| 59601 | Helena | MT | $444,067 | $1,498 | 2.63% | |
| 59634 | Clancy | MT | $621,441 | $1,575 | 1.98% | |
| 59648 | Wolf Creek | MT | $478,583 | $1,521 | 2.48% | |
| 59721 | Cardwell | MT | $569,429 | $1,215 | 1.66% | |
| 59602 | Helena | MT | $537,107 | $2,003 | 2.91% | |
| 59635 | East Helena | MT | $420,731 | $1,395 | 2.59% | |
| 59410 | Augusta | MT | $298,822 | $1,143 | 2.98% | |
| 59722 | Deer Lodge | MT | $306,932 | $1,017 | 2.58% | |
| 59631 | Basin | MT | $304,980 | $1,242 | 3.18% | |
| 59638 | Clancy | MT | $551,338 | $1,404 | 1.99% | |
| 59639 | Lincoln | MT | $347,319 | $1,062 | 2.39% | |
| 59436 | Choteau | MT | $399,184 | $1,350 | 2.64% | |
| 59759 | Whitehall | MT | $457,432 | $1,305 | 2.23% | |
| 59632 | Boulder | MT | $357,406 | $1,107 | 2.42% | |
| 59633 | Canyon Creek | MT | $521,139 | $1,359 | 2.03% | |
| 59648 | Wolf Creek | MT | $451,222 | $1,521 | 2.63% | |
| 59601 | Helena | MT | $426,497 | $1,541 | 2.82% | |
| 59602 | Helena | MT | $517,753 | $2,109 | 3.18% | |
| 59634 | Clancy | MT | $657,047 | $1,575 | 1.87% | |
| 59721 | Cardwell | MT | $524,901 | $1,215 | 1.81% | |
| 59722 | Deer Lodge | MT | $278,301 | $1,017 | 2.85% | |
| 59631 | Basin | MT | $276,796 | $1,242 | 3.50% | |
| 59635 | East Helena | MT | $436,508 | $1,323 | 2.36% | |
| 59638 | Clancy | MT | $578,777 | $1,404 | 1.89% | |
| 59410 | Augusta | MT | $320,578 | $1,143 | 2.78% | |
| 59759 | Whitehall | MT | $437,664 | $1,305 | 2.33% | |
| 59632 | Boulder | MT | $341,669 | $1,107 | 2.53% | |
| 59633 | Canyon Creek | MT | $487,105 | $1,359 | 2.18% | |
| 59639 | Lincoln | MT | $370,598 | $1,062 | 2.24% | |
| 59436 | Choteau | MT | $432,729 | $1,350 | 2.43% | |
| 59601 | Helena | MT | $443,365 | $1,605 | 2.82% | |
| 59634 | Clancy | MT | $629,128 | $1,575 | 1.95% | |
| 59648 | Wolf Creek | MT | $479,810 | $1,521 | 2.47% | |
| 59602 | Helena | MT | $534,603 | $1,833 | 2.67% | |
| 59635 | East Helena | MT | $418,378 | $1,395 | 2.60% | |
| 59721 | Cardwell | MT | $577,700 | $1,215 | 1.64% | |
| 59410 | Augusta | MT | $298,822 | $1,143 | 2.98% |
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →Free to search · investor plans from $19/mo
The wrong ZIP kills a good deal — screen every market.
Open the Market Finder →
About Helena, MT Real Estate Market
The Helena, MT metropolitan statistical area (MSA) encompasses 12 cities and 15 ZIP codes. The average home value across the metro is $450,634, with an average monthly rent of $1,345. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.