Real Estate Investing in Goldcreek, Montana (59733)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Powell County • Population: 206 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 59733 (Goldcreek, MT)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (20/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 60.9% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 38.5 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Goldcreek, MT (59733)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $503,015
Avg Monthly Rent $1,089
1% Rule ✗ Does Not Meet
Median Income $72,500
% Renters 29.6%

Market Analysis: 59733 Goldcreek

Not every below-median market is a bargain. Goldcreek's 59733 ZIP reflects signals that favor experienced operators who can absorb the risk $503K pricing implies.

The investment case in 59733 is sturdy only for operators who understand what they are buying. A $503K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Goldcreek have seen price recovery that 59733 has not matched. Powell County data supports the view that the spread is structural rather than temporary.

The demographic picture in 59733 includes headwinds that any investor should price in. Income distribution skews lower than Goldcreek averages, and tenant stability requires active management.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Goldcreek:

C+ Average
Buy Confidence Score: 60/100
Affordability
5/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.9× the median income
Value Trend
Rising (+21.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,089/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$521K$484K$446K$409K$372K$334KFeb 2023Nov 2024Jul 2026

📊 How Does 59733 Compare?

Metric 59733 Goldcreek Montana
Home Value $503,015 $503,015 $457,278
5-Year CAGR N/A N/A 9.2%
Avg Rent $1,089 $1,089 -
Cap Rate 1.7% 1.7% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 59733 (Goldcreek, MT). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 59733 (Goldcreek, MT)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
1.7%
Low

📊 Market Snapshot

Home Value $503,015
Monthly Rent $1,089
Price-to-Rent 38.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.6%
Cap Rate 1.7%
5-Year IRR 12.3%

📈 Home Appreciation

1-Year +21.3% ▲
3-Year CAGR +10.7% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
60.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 59733

Population: 206

💰 Median Household Income
$72,500
This area
$72,500
State
$64,023
USA
$74,580
🏠 Renter Occupied
29.6%
This area
29.6%
State
24.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-0.5%
USA
3.7%
🎓 College Educated
16.6%
This area
16.6%
State
20.1%
USA
33.7%
👤 Median Age
26.4 years
This area
26.4 years
State
38.3 years
USA
38.9 years
🏚️ Vacancy Rate
60.9%
This area
60.9%
State
26.6%
USA
10.5%
👥 Population by Ethnicity
White 88.4%
Other/Mixed 9.3%
Asian 2.3%
👶 Under 18
34.3%
This area
34.3%
USA
22.0%
👴 65 and Over
13.4%
This area
13.4%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the investability score for Goldcreek, MT?

The 2.0/5 investability rating in Goldcreek, MT reflects its $503K prices and $1,089/mo rents. Investors generally consider it a solid option within MT.

What do rentals go for in Goldcreek, MT?

Rents in Goldcreek, MT run near $1,089/mo. Compared with median home prices of $503K that produces solid gross yields for typical rentals.

Do landlords face vacancy issues in Goldcreek, MT?

Goldcreek, MT vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What is the typical renter like in Goldcreek, MT?

Tenant demand in Goldcreek, MT is solid. The local workforce $1,089/mo rents across most rental classes.

What type of investing works in Goldcreek, MT?

In Goldcreek, MT the durable play is typically careful cash-flow rentals with hands-on management. The combination of $503K prices and $1,089/mo rents suits that approach.

You know 59733 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 59733 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 59733 (Goldcreek)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 59733 (Goldcreek, MT).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.