Real Estate Investing in Helmville, Montana (59843)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Powell County • Population: 271 • Data updated: September 2026

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Should you buy in 59843 (Helmville, MT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 49.2% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Helmville, MT (59843)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $373,749
Avg Monthly Rent $1,368
1% Rule ✗ Does Not Meet
Median Income $76,094
% Renters 54.5%

Market Analysis: 59843 Helmville

This part of Powell County is not an easy win. The 59843 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 59843 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader MT picture, 59843 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 59843 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 59843 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Helmville:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Rising (+3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,368/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$401K$347K$294K$240K$187K$134KJan 2013Oct 2019Jul 2026

📊 How Does 59843 Compare?

Metric 59843 Helmville Montana
Home Value $373,749 $373,749 $457,278
5-Year CAGR 7.6% 7.6% 9.2%
Avg Rent $1,368 $1,368 -
Cap Rate 2.9% 2.9% -
💡 Why Invest in 59843? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

55% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 59843 (Helmville, MT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+7.6%
Strong

📊 Market Snapshot

Home Value $373,749
Monthly Rent $1,368
Price-to-Rent 22.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +3.7% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +7.6% ▲
10-Year CAGR +8.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
49.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 59843

Population: 271

💰 Median Household Income
$76,094
This area
$76,094
State
$64,023
USA
$74,580
🏠 Renter Occupied
54.5%
This area
54.5%
State
24.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-0.5%
USA
3.7%
🎓 College Educated
49.0%
This area
49.0%
State
20.1%
USA
33.7%
👤 Median Age
30.1 years
This area
30.1 years
State
38.3 years
USA
38.9 years
🏚️ Vacancy Rate
49.2%
This area
49.2%
State
26.6%
USA
10.5%
👥 Population by Ethnicity
White 96.5%
Other/Mixed 3.5%
Hispanic/Latino 1.6%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
15.2%
This area
15.2%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 59843

B+ Avg School Grade
1 Schools
6.0:1 Avg Class Size
$19,600 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Helmville School

📚 Pre-K – 08 School
👥
12 Students
👨‍🏫
6.0:1 Class Size
💰
$19,600 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Helmville, MT a good market for FHA house hackers?

House hacking in Helmville, MT is a challenging. With home values around $374K and rents at $1,368/mo, owner-occupants can offset a meaningful share of PITI.

How deep is the rental pool in Helmville, MT?

Helmville, MT draws a stable base of working renters. Demand at the $1,368/mo rent level is reasonable for standard single-family and small multi rentals.

What do rentals go for in Helmville, MT?

Helmville, MT rentals go for roughly $1,368/mo a month. That puts gross yield in solid territory relative to $374K acquisition costs.

Are eviction rules reasonable in Helmville, MT?

Rental owners in Helmville, MT deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What price range are homes in Helmville, MT?

Homes in Helmville, MT typically sell near $374K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

You know 59843 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 59843 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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